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Home Loans

What is APRA?

APRA, or the Australian Prudential Regulatory Authority as it is officially known, is the prudential regulator of Australia��_s financial services industry.

Nick Bendel

Nick Bendel -

24 Aug, 2017 -

1 min read

Home Loans

New investor loans blocked by big lenders

One of Australia��_s biggest lenders has made sweeping changes to its investor lending policies, RateCity understands.

Alex Ritchie

Alex Ritchie -

09 Feb, 2017 -

3 min read

Home Loans

Owning your own home just got 0.85% more affordable

The introduction of different rates for investors and owner-occupiers is turning the tables on the property market

Kate Cowling -

30 Sep, 2015 -

4 min read

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Term Deposits

Aussies' love of liquid grows

Aussies' love of liquid grows

Laine Gordon

Laine Gordon -

30 Jun, 2011 -

3 min read

Term Deposits

180 Day Term Deposits

Compare 180 day term deposits on RateCity. 6 month term deposits rates from major Australia providers. Search and compare some of the best rates on RateCity.

RateCity

RateCity -

21 Aug, 2008 -

3 min read

Term Deposits

Shop around as term deposit rates slide

As cautious investors seek some relief from the trials and tribulations of the share market, banks have been flooded by cash deposits in recent months.

Laine Gordon

Laine Gordon -

20 Sep, 2011 -

2 min read

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Superannuation

What are unique superannuation identifiers?

Unique superannuation identifiers are codes assigned to super funds to help contributors distinguish between them.

Jodie Humphries

Jodie Humphries -

18 Jan, 2021 -

3 min read

Superannuation

How long after divorce can you claim superannuation?

You can file a claim for division of superannuation as soon as you divorce. However, the claim has to be filed within one year after the divorce for married couples, and up to two years from the date of separation for de facto couples.

Alex Ritchie

Alex Ritchie -

23 Nov, 2022 -

3 min read

Superannuation

What is the SIS Act, and how does it impact the management of super funds?

The trustees of a super fund must ensure that they comply with the SIS Act of 1993. Members can also be helped by understanding how the Act protects their interests.

Vidhu Bajaj

Vidhu Bajaj -

09 Jan, 2023 -

4 min read

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Savings Accounts

Banks battle for bigger slice of the savings cake

Among the many negative side effects of the global financial crisis, there was also a positive trend - since the GFC begun to bite, Australians have been saving more than they used to.

Laine Gordon

Laine Gordon -

01 Dec, 2009 -

3 min read

Savings Accounts

What is a deposit guarantee?

The aim of the Australian government guarantee is to increase the confidence of individuals investing deposit balances of up to $250,000 per institution into online savings accounts or a term deposit for instance, by protecting their investment.

Patricia Babalis -

15 Apr, 2010 -

2 min read

Savings Accounts

Free money

Everyone likes the sound of free money don't they? If you want to claim your share of free money all you need is to have money in a savings account, then you may be able to take advantage of unclaimed interest.

Kate Cowling -

16 Dec, 2010 -

2 min read

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