Credit Score

Being mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:

Mark Bristow -

15 Feb, 2024 -

4 min read

Credit Score

If your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.

Jodie Humphries -

23 Oct, 2023 -

4 min read

Credit Score

Your credit score is an assessment of your financial responsibility. If you have a good credit score, lenders may feel more confident about lending you more money at lower interest rates. But if you have a bad credit score, you may find it harder to successfully apply for credit.

Mark Bristow -

30 Jul, 2023 -

3 min read

Credit Cards

While all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.

Alex Ritchie -

23 May, 2023 -

6 min read

Credit Cards

Fraudsters target victims using social media

Laine Gordon -

21 Nov, 2012 -

4 min read

Credit Cards

Online shopping just got easier for fraudsters

Laine Gordon -

02 Aug, 2012 -

4 min read

Car Insurance

Most who claim from their insurance have a genuine reason to do so. However, there are a few who attempt to pull a swift one on their provider.

Laine Gordon -

27 Sep, 2012 -

4 min read

Car Insurance

Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.

Alex Ritchie -

23 Nov, 2023 -

4 min read

Car Insurance

Put simply, yes you can be added to your parent’s car insurance policy. However, how you use the vehicle and your age can affect the premium you may pay significantly.

Alex Ritchie -

30 Oct, 2023 -

5 min read

Bank Accounts

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Alex Ritchie -

17 Aug, 2023 -

4 min read

Bank Accounts

Can you withdraw cash from an ATM when you don’t have your debit card? It's possible if your account has a cardless cash facility.

Jodie Humphries -

18 Oct, 2022 -

4 min read

Bank Accounts

You may have heard stories of Centrelink accessing people’s bank accounts to check on them if fraud is suspected, but is this something it can actually do? 

Alex Ritchie -

16 Nov, 2022 -

3 min read

Personal Loans

The simple fact is that no, in Australia you generally cannot apply for a personal loan on behalf of someone else. However, there are alternative options you could consider. 

Alex Ritchie -

14 Sep, 2023 -

4 min read

Personal Loans

When applying for a personal loan you need to make sure your ducks are all in a row, meaning you’ve gathered all your personal documentation and ensured you’re meeting the eligibility requirements.

Alex Ritchie -

17 Jun, 2021 -

3 min read

Home Loans

Dodgy deals, misleading ads, and fake companies are just some of the landmines in the home loans market. To keep yourself safe from stress and scandals, here are some common symptoms of bad lending for the savvy borrower.

Laine Gordon -

07 Sep, 2011 -

3 min read

Home Loans

You may get lucky when buying a house and be able to make a favourable purchase, buying the property below market value. But how do lenders look at such deals? 

Jodie Humphries -

25 Mar, 2022 -

4 min read

Home Loans

Home and contents insurance covers your home and possessions if they are damaged or destroyed, providing homeowners with valuable peace of mind. But there’s also a risk that these homeowners could miss out if they also run a business from their insured home.

Mark Bristow -

10 Aug, 2022 -

3 min read

Home Insurance

Making an insurance claim is not something done lightly, so what can Australians who have recently lodged an insurance claim do if they're waiting too long to hear from the insurer, or the claim is rejected?

Alex Ritchie -

24 Oct, 2023 -

5 min read

Savings Accounts

Internet savings accounts quickly followed the digital revolution to become some of the most competitively priced accounts in Australia. But they do more than simply provide high interest; many savers prefer their convenient and 'paperless' system.

RateCity -

10 Nov, 2011 -

3 min read

Savings Accounts

Financial education has been announced as an official part of the curriculum in both the UK and USA, but a subject dedicated to personal financial studies it's still a way off for Australian schools, according to RateCity.

Laine Gordon -

12 Dec, 2013 -

4 min read

Savings Accounts

Top new ways to save for your holiday

Car Loans

In an uncertain economic environment, everyone is looking for ways to save. But the practice of "fronting" a car insurance policy is not an advisable way to save money on your car insurance - and it can land you in legal hot water.

Laine Gordon -

02 Jul, 2012 -

3 min read

Superannuation

A Self-Managed Superannuation Fund (SMSF) may sound great on paper, as you get to decide where your retirement savings are invested. However, an SMSF may not be the best choice for every Australian, as they also come with their fair share of potential problems to overcome if you want to get the most out of one. 

Mark Bristow -

05 Dec, 2022 -

3 min read

Cryptocurrency

Most cryptocurrencies are unstable assets, prone to significant market movements and vulnerable to abrupt abolition. While there are some proven stayers, much of the industry is relatively fickle and exchanges have encountered extreme levels of volatility since inception.

Peter Terlato -

10 Nov, 2022 -

7 min read