Jodie Humphries is an experienced Personal & Home Finances Editor for RateCity with expertise in financial topics, including credit, loans, superannuation, mortgage and housing, insurance, telecommunications, and more. For over a decade, Jodie's journalism and editing career has seen work published at both Finder and Sharesight, and as one of RateCity's chief contributors, Jodie spends her time working on ways to make personal finances within reach of everyone in Australia.
546 articles written by Jodie Humphries
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How to make the most of low interest rates
With Australia’s official cash rate at a 53-year historical low of 2.5 percent, Australian home owners are enjoying lower mortgage repayments than ever.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
15 Nov, 2013 -
3 min read
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Are SMSFs driving up property prices?
Property has long been a popular investment strategy for Australians. However, increased investment activity in residential property by self-managed superannuation funds (SMSFs) is worrying regulators amid concerns it may be pushing up house prices.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
21 Oct, 2013 -
3 min read
![](https://cdn.ratecity.com.au/article/news/3084/child_looking_into_small_house.jpg?w=1024)
Does home size matter for a mortgage?
When it comes to property investment, size isn’t all it’s cracked up to be. At least not in the traditional perception of big is best. One-bedroom apartments, particularly in inner city areas, are increasingly popular with tenants – and investors are taking note.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
01 Oct, 2013 -
3 min read
![](https://cdn.ratecity.com.au/article/news/3055/woman_in_supermarket.jpg?w=1024)
How to slash your grocery bill and potentially help mortgage repayments
The biggest cost we face involves putting a roof over our head, with housing – rent or mortgage – accounting for 18 percent of our weekly spend. That's closely followed by the cost of feeding the family. Try these tips to slash your food bills.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
27 Aug, 2013 -
3 min read
![](https://cdn.ratecity.com.au/article/news/3050/money_in_a_clamp.jpg?w=1024)
Easing cost of living pressures
It’s not only the politicians who need to consider some belt tightening; Australians spent $20.3 billion on purchases in June, with credit limits hitting an all-time high of $139.8 billion. But there are some smart strategies to keep our personal finances in check.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
13 Aug, 2013 -
3 min read
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How a little bit of research could save you thousands on your mortgage
Would you spend more time researching a holiday than the right home loan? According to reports, despite home loans being one of the biggest financial decisions most people make in their life time, some are still spending more time planning a holiday than their financial future.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
14 Jan, 2013 -
2 min read
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Is a variable rate home loan right for you?
In Australia you have the choice to fix your home loan rate or select a variable rate home loan. Variable rate home loans are a popular choice for Australians, however individual financial circumstances differ greatly and will dictate which home loan type will best suit you.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
23 Mar, 2012 -
3 min read
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How to work out your home loan repayments online
Dreams are dashing but one that seems consistent with Australians is the dream of owning their own home. With some hard saving, a plan and the right personal circumstance it's an achievable dream. But you shouldn’t jump in, eyes closed, or your home loan repayments could turn into your personal nightmare.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
15 Mar, 2012 -
3 min read
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Three ways to help pay off your home loan sooner
At the end of the day, when it comes to your home loan, we all want to pay it off sooner rather than later. By identifying ways to pay down your home loan debt faster using tools such as our home loan calculator, repayments can be slashed fast, helping you achieve that goal.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
15 Mar, 2012 -
2 min read
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The importance of comparing Aussie home loans
When comparing Aussie home loans there are many factors to take into consideration. The best way to get started is to carry out a comparison. By comparing home loans side-by-side you can get a great overall look at what each Aussie home loan is offering and work out what matters most to you.
![jodie-humphries](https://images.ratecity.com.au/large/20201006/jodie-humphries-wSSkxNpFJ.jpg)
Jodie Humphries -
09 Mar, 2012 -
2 min read