Securing your first home loan

Buying your first home involves a lengthy process of searching, researching and shopping around. Once you have an idea of what your ideal home looks like, the next step is finding the perfect home loan to match.

How to pay off your home loan sooner

The more money you repay into your home loan, the faster you will pay it off and the less overall interest you will pay.

How to escape the debt trap

If your personal debt levels are creeping up, you're not alone - many Australians continue to battle mounting debt.

Credit cards: Fees, fees and more fees

Trying to get a clear picture of the fees and charges you're likely to be hit with by your credit card can be an indecipherable guessing game.

Can a low rate credit card help you out of debt?

There is a lot you can do to lower your credit card debt but you certainly can't do it while you are sitting on your hands. Get out there, be proactive and chase down a low interest credit card that will help you manage your debt not contribute to it.

What is the best credit card for you?

What is the best credit card? We'd love to make your life substantially easier by naming a one-size-fits-all best credit card - but we can't. There is no definitive answer as each credit card has different interest rates, fees and features, and each person has different spending habits, needs and desires.

Are low rate home loans really the best?

You won't have any trouble locating a low interest rate home loan today. The Australian financial market is very competitive and it's never been easier to compare home loans online. But is lowest the best? You need to learn to make the most of low interest rates.

Are credit card rewards rewarding?

Let's face it, who doesn't love rewards? It seems the more you charge on your credit card the more rewards you are eligible for but this alone is not a good enough reason to throw caution to the wind and become spend thrift. If you are smart about your spending you can cash in on some nice credit card rewards.

Why you keep incurring credit card interest

There is barely a store online, or off, that doesn't accept credit cards these days, so it's become common practice to slap everything onto our credit card and pay it off at a later date. While it's very convenient you have to understand how your credit card fees and interest charges are applied in order to stay out of debt.

The best savings accounts

Whether it be a home, holiday or new watch, when it comes to savings Australians are focused on using their money to achieve their dreams.