153 articles written by Patricia Babalis
![](https://images.ratecity.com.au/large/20161101091057/home-loan-default.jpg)
What happens if I default on my home loan?
It's often hard when you fall on tough times to get yourself back on your feet. Home loan debt can become a scary black hole that once you've fallen into can feel impossible to rise out of.
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Patricia Babalis -
19 May, 2011 -
4 min read
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Slash your car loan by $1000s in under 30 minutes
While acquiring a car loan may seem simple enough, given that there are more than 320 personal and car loans available to be found through RateCity. The trick is to find a loan that will suit your needs and vehicle and one that will save you money in the long run.
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Patricia Babalis -
19 May, 2011 -
3 min read
![](https://images.ratecity.com.au/large/20171116173422/AUD19.jpg)
Roadside Assistance
Roadside assistance, also known as breakdown cover, is a service that provides assistance to motorists, who have become stranded as a result of mechanical failure or other vehicle-related issues.
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Patricia Babalis -
31 Mar, 2011 -
2 min read
![](https://images.ratecity.com.au/large/20171116173435/AUD21.jpg)
Pros and cons of debt consolidation
Credit card debt can sneak up on your before you know it. Christmas time hits, bills come in all at once or personal circumstances arise which leave you with empty pockets. There are ways to get yourself out of the scary black hole by consolidating your debt.
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Patricia Babalis -
11 Mar, 2011 -
2 min read
![](https://images.ratecity.com.au/large/20171116173104/AUD8.jpg)
What you really get with fee free credit cards
Credit card providers have a range of gimmicks to draw in new customers. But what do all the gimmicks really mean? We take a look at fee free credit cards.
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Patricia Babalis -
25 Feb, 2011 -
2 min read
![](https://images.ratecity.com.au/large/20171116173441/AUD22.jpg)
Avoiding credit card debt
Controlling your credit card debt doesn't have to mean giving up all social activities and becoming a recluse. It does mean spending smarter, being aware of your credit card fees, being organised and paying your credit card balance off each month.
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Patricia Babalis -
23 Dec, 2010 -
3 min read
![](https://images.ratecity.com.au/large/20171116173441/AUD22.jpg)
Don't let your credit card debt ruin your sleep
Is your credit card debt keeping you awake at night? The scariest part is facing it but once you do and start working on a plan to reduce your debt, you'll be surprised how quickly your sleep improves.
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Patricia Babalis -
16 Dec, 2010 -
4 min read
![](https://images.ratecity.com.au/large/20171116173611/AUD25.jpg)
Should I Fix My Home Loan | RateCity
Applying for a home loan requires making many decisions. The option to fix your interest rate or not is one that many people struggle with. There are positives and negatives for both but with a little bit of research you can make an educated decision that will suit your personal requirements.
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Patricia Babalis -
15 Dec, 2010 -
3 min read
![](https://images.ratecity.com.au/large/20171116173125/AUD11.jpg)
Try before you buy home loans
Try before you buy home loans? Surely not! That's right folks there actually are Australian home loans that allow you to rent the property you are interested in buying, before you actually sign the dotted line.
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Patricia Babalis -
29 Sep, 2010 -
3 min read
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Myth busters Does my car insurance cover any items stolen?
Have you ever left your favourite sunnies or your camera in the car while you ducked across to the shops only to discover that your car had been broken into and your favourite items have been stolen? If my car is broken into or stolen, my car insurance will cover any items taken.
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Patricia Babalis -
17 Sep, 2010 -
3 min read