Car Insurance Compare

Anyone who has ever had a car accident, or even just a small dent, will know that car repairs can be costly. Repair bills can even run into thousands of dollars. That’s why most motorists consider car insurance a necessity.

Not all car insurance is the same; the cost (also known as the ‘premium’) varies, the type of cover offered can vary, and some insurance brands will offer service that suits your circumstances better than others. That's why it's important to understand what each car insurance policy offers so you can get the cover that’s right for you.

Making a choice

As a first step in considering what car insurance to compare, and before getting any car insurance quotes, you ought to consider what you want to insure – there are several levels of cover you may wish to consider. You have two main choices – to insure against damage done to your car (as well as any damage to other cars and property your vehicle causes), or only to insure against damage done to other cars or property by your car if the driver is at fault.

Comprehensive, or not?

The car insurance that covers only damage done to other vehicles and property is known as third party property insurance. The other option is known as comprehensive car insurance because it provides not only the cover included under a third party property insurance policy, but also covers the cost of damage done to your car, up to an agreed value (less any excess that may apply).

Like many financial products, the internet has made finding car insurance simpler.  You only need to type ‘car insurance compare’ or something similar into a search engine to be offered a number of choices.  RateCity provides car insurance quotes tailored to your situation and requirements from several insurance brands. For more information about comprehensive car insurance check out our car insurance guide or compare quotes online today. 

This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.