When you search for the car insurance in Australia online, you will be able to compare car insurance policies side by side. Here are a few of the features that you should make sure you compare.
First of all, you will always want to compare the price or premium for different policies. RateCity surveys the market regularly using a standard car/driver profile to assess to see what the best car insurance quotes are. We have found enormous variation between brands on the premiums you will be charged - in some cases, differences of over $600 have been found! On our site, we compare several car insurance brands, and while you might not always see differences that big, many of our customers end up seeing significant savings.
But it's equally important to compare features other than just price - because if you just buy the cheapest policy, there might be features that matter for you that you miss out on. Some of the features that you'll see when you compare car insurance quotes include the amount of excess you'll pay when you make a claim - this is the amount you have to pay before insurance kicks in.
When you search for the car insurance in Australia, you should also find out if you get the choice of repairer if your car is damaged; because some insurers make you use their preferred repairers. You should also compare policies on whether you get a replacement vehicle while your car is out of action, and if so for how long.
You should also compare the things that are excluded from a policy. You don't want to find out that something like hail damage, or theft of items from your car, isn't covered after you've had a problem. You can get a quote for car insurance in Australian states and territories online and compare these exclusions side by side before you buy the policy. Always read the Product Disclosure Statement (PDS) closely to ensure that you obtain the cover you need.
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