The most convenient way to find the right car insurance can be to explore the options online. The dilemma is, that just typing ‘insurance Car Australia’ into a search engine will throw up a big list of insurance providers, some better than others, each with their own policies, individual rates and benefits.
For the consumer, sifting through all these insurance websites and the products they offer can be somewhat overwhelming and very time consuming. However, you can make it much simpler by adding ‘RateCity’ to ‘insurance car Australia’ and be taken straight here, to the RateCity website, allowing you to compare car insurance policies from several insurance brands at one convenient location, in an easy to use manner.
At RateCity, we recommend that you should get a minimum of three car insurance quotes if you are driving in Australia. This may seem like a lot, but RateCity’s comparison tables have taken much of the pain and hassle out of the process of getting multiple quotes. The benefit to you is that you will be able to get more quotes for car insurance at one time this way than by visiting individual websites.
In order to receive a car insurance quote in Australia, you must answer a number of questions about the make, model and year of your vehicle. You will also be asked where and how the car is parked at night. For example, parking your car in a garage is usually less risky than leaving your car parked overnight on the street. If your car is always garaged overnight, your premium is likely to be lower.
No claim bonus
Most car insurance companies also ask about your driving record, and whether you have a no claim bonus. A no claim bonus is a discount that insurance companies grant to drivers who, as the name suggests, have not made any claims on their vehicle for some time. Having a no claim bonus can lower the cost to you against the normal annual premium by as much as 60 percent.