To get insurance quotes for your car used to be a very difficult task. As recently as ten years ago, you would have only found insurance quotes for your car by ringing multiple car insurance companies directly, and speaking to someone for maybe fifteen or twenty minutes each time.
Things have changed significantly with the rise of the internet. Now you can get online insurance quotes for cars, either on the website of an individual car insurer, or from comparison websites like RateCity.
In order to get insurance quotes for a car online, you will need to answer a short number of questions. These questions will include your date of birth (because younger drivers tend to pay higher premiums), your address and how the car is parked at night, and of course the kind of car you want to insure. Some cars are much more expensive to insure, either because they are more valuable (and therefore expensive to fix or replace), or because they are more likely to be stolen or be in accidents based on historical data.
Comparing online insurance quotes for your car isn’t just about the price you are quoted. Obviously for most of us, price matters, and you don’t want to pay more than you have to. But make sure you always read the Product Disclosure Statement for an insurance policy, and compare all the features of the policy when you get online insurance quotes for your car. Features such as excess, or no-claim bonus are generally explained clearly by car insurance sites.