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Car Insurance Articles

Articles, tips, questions, and information about car insurance in Australia.

Vidhu Bajaj

Personal Finance Writer

What factors determine your car insurance premium? | RateCity

Insurance companies may consider your age, driving history and even the colour of your car when calculating the cost of your car insurance.

Car Insurance

18 Aug, 2022

6 min read

What factors determine your car insurance premium? | RateCity
Alex Ritchie

Personal Finance Editor

How to save money on car insurance

There are a multitude of ways that car owners can seek to reduce the cost of their vehicle insurance, regardless of their history. Let’s explore some of the options available to Australian drivers to help reduce the premiums they pay on car insurance.

Car Insurance

15 Aug, 2022

4 min read

How to save money on car insurance
Vidhu Bajaj

Personal Finance Writer

What is the difference between pink and blue slip inspections? | RateCity

Pink and blue slip inspections refer to roadworthy inspections required to register a light vehicle in NSW. Find out whether you need a pink slip or a blue slip.

Car Insurance

12 Aug, 2022

4 min read

What is the difference between pink and blue slip inspections? | RateCity
Jodie Humphries

Personal Finance Editor

Which is the safest car in Australia? | RateCity

If you are in the market to buy a car, it’s important to compare safety features and ratings to find a car that keeps you and your family safe on the roads.

Car Insurance

04 Jul, 2022

4 min read

Which is the safest car in Australia? | RateCity
Jodie Humphries

Personal Finance Editor

What should you do if you hit a kangaroo while driving? | RateCity

Kangaroo encounters on the road are inevitable in Australia. Knowing what to do if you hit a kangaroo can help ensure your safety and minimise the damage to your car.

Car Insurance

04 Jul, 2022

6 min read

What should you do if you hit a kangaroo while driving? | RateCity
Jodie Humphries

Personal Finance Editor

Tips to find affordable car insurance for high-risk drivers

Making several claims or being involved in an accident may categorise you as high-risk and can potentially increase the car insurance premium. Even if the insurers consider you a high-risk driver, there are ways to improve your driving record and lower the premium cost.

Car Insurance

02 Jun, 2022

4 min read

Tips to find affordable car insurance for high-risk drivers
Jodie Humphries

Personal Finance Editor

How to choose car insurance coverage?

Having car insurance is mandatory irrespective of the type of vehicle you drive. When looking for insurance, ensure you compare the cost and the inclusions and exclusions offered by different policies.

Car Insurance

02 Jun, 2022

3 min read

How to choose car insurance coverage?
Jodie Humphries

Personal Finance Editor

Your complete guide to car valuation

When you want to insure or sell your car, you will invariably face the question, ‘What’s the market value of my car?’ A car valuation helps answer this question. This car valuation guide explains the factors that affect your vehicle’s valuation.

Car Insurance

23 May, 2022

3 min read

Your complete guide to car valuation
Jodie Humphries

Personal Finance Editor

Is including insurance in a long-term car lease cheaper than insuring the car separately?

Purchasing car insurance separately for a leased car can prove more expensive, but consider checking if the dealer offers basic insurance with the lease.

Car Insurance

24 Jan, 2022

4 min read

Is including insurance in a long-term car lease cheaper than insuring the car separately?
Jodie Humphries

Personal Finance Editor

Car insurance before buying a used car

Insuring a car before you buy it is often recommended, especially if the car is a used car. Find out how you can do it.

Car Insurance

22 Dec, 2021

4 min read

Car insurance before buying a used car
Jodie Humphries

Personal Finance Editor

Can you insure a car that’s been written off?

A badly-damaged car is often written-off by the insurer. But how difficult is insuring a car that has been written off? This will depend on the terms of the policy and the extent of the damage. But it may be possible.

Car Insurance

11 Jan, 2021

5 min read

Can you insure a car that’s been written off?
Jodie Humphries

Personal Finance Editor

How do insurance companies work out how much your car is worth?

If you’ve totalled your car, you might be wondering how insurance companies value it. See the process and the ways insurers make their estimate.

Car Insurance

16 Dec, 2020

4 min read

How do insurance companies work out how much your car is worth?

Promoted car insurance products

Youi Pty Ltd

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Standard

AAI Limited T/AS AAMI

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

AHM Health Insurance

Comprehensive

  • New car replacement
  • Flexible excess
  • Roadside assistance

Agreed or market value

Either

Roadside assistance

Optional

Allianz Australia Insurance Ltd

Comprehensive

  • New car replacement
  • Flexible excess

Agreed or market value

Agreed

Roadside assistance

Not available

product data updated on

Product data updated on 17 May 2024