The easiest and fastest way to get car insurance quotes is online. Just about every car insurer has a website with functionality to let you get a live quote. There are also comparison sites, such as RateCity, that allow you to get quotes for car insurance live from several insurance brands at the same time. Unfortunately, not all car insurers are willing to have their quotes compared to other companies, but the situation is certainly better than it was 10 years ago, when you would have had to call every single insurer to get car insurance quotes.
It’s important to shop around for car insurance by getting a number of car insurance quotes. Too often, drivers just automatically renew when their insurance comes up – often at the same time as their registration. RateCity has found that some drivers in major cities in Australia could save up to $600 on comprehensive car insurance by shopping around.
As a rule, you should try to get car insurance quotes from at least 3 brands as well as your current one. When you get car insurance quotes, make sure you look carefully at the Product Disclosure Statement (PDS) which contains important information about the policy, including exclusions that you will have to pay for personally when you make a claim. You should call the car insurance company if there’s any conditions that you don’t understand.