Right Level Of Car Insurance

Choosing the right level of car insurance will depend on a number of factors such as how much cover you require, the cost of your car and more.

When it comes to picking the right level of car insurance for you, there are three levels to choose from:
  • Comprehensive insurance: This is the highest level of car insurance available and will cover you if your car is stolen or damaged as a result of an accident. If you are at fault, it may also cover the cost of repairs or replacement for the other car/s involved.
  • Third party, fire and theft insurance: You will be covered for any loss or damage to your car that is caused by fire or theft only. As well any liability for damage caused by your car.
  • Third party property: This level of insurance covers you for damage caused by your car to someone else's property.
If you decide that comprehensive insurance is the right level of car insurance cover for you then shop around to find the right provider for you. Start by comparing car insurance quotes online or check out the table below for providers offering comprehensive car insurance.

When filling in the quote, you will be asked to enter some details about yourself such as your date of birth, the make and model of your car, where the car is parked, your driving history and if anyone else will be driving the vehicle.

Based on all of the information provided, RateCity will produce a variety of quotes showing estimates of the price of your premium. If you see one that is a great deal, click on the apply button and you will be taken through to the provider's website where you may have to fill in some additional details.

Most car insurance companies offer you the choice of whether you would like to pay your premium by the month or in full for one year. Some also allow you to pay quarterly, however it will depend on the provider. Note that most providers may offer a discount if you pay in full or if you choose to buy online as opposed to over the phone.

Select which method of payment will suit you and when you would like your cover to commence. The provider will then email you or post you out your details and you can then drive around knowing you have the right level of car insurance to suit you.

That is how easy it can be to choose the right level of car insurance for you.
This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about products from multiple financial institutions. We will try to show you a range of products in response to your request for information. The search results do not include all providers and may not compare all features relevant to you, for further details refer to our FSCG. The rating shown is only one factor to take into account when considering these products. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a product, you will deal directly with a financial institution, and not with RateCity. Rates and product information should be confirmed with the relevant financial institution, and you should review the PDS before you decide to purchase. See our terms of use for further details. This advice is general and has not taken into account your objectives, financial situation or needs. Consider whether this advice is right for you.