Choosing the right level of car insurance will depend on a number of factors such as how much cover you require, the cost of your car and more. When it comes to picking the right level of car insurance for you, there are three levels to choose from:
- Comprehensive insurance: This is the highest level of car insurance available and will cover you if your car is stolen or damaged as a result of an accident. If you are at fault, it may also cover the cost of repairs or replacement for the other car/s involved.
- Third party, fire and theft insurance: You will be covered for any loss or damage to your car that is caused by fire or theft only. As well any liability for damage caused by your car.
- Third party property: This level of insurance covers you for damage caused by your car to someone else's property.