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This is an information service. By browsing on the website and/or using our search tools, you are asking RateCity to provide you with information about Credit Cards from multiple financial institutions. We will try to show you a range of products in response to your request for information. We are not a credit provider, and in giving you product information we are not making any suggestion or recommendation to you about a particular credit product. If you decide to apply for a Credit Card, you will deal directly with a financial institution, and not with RateCity.

Best Credit Card

We'll show you the best credit cards in Australia. Just pick the one that suits you.

Surprisingly, the best credit cards have few things in common. This is because every spender is different, which is why we've picked the best features you should look out for to match your spending patterns.

Impulse/Habitual spenders: Whether you hardly use your credit cards or are trying to pay off debts, a low rate credit card is the best for you. The best low rate cards have some of the lowest rates and fees in the market, with 0% on balance transfers to help you get rid of those debts faster. These cards don't offer reward programs, but if you barely use it or are managing your debts, you won't need any.

Big spenders: If you spend a lot with your card and enjoy the perks of throwing it on every bill, a Platinum credit card is what you need. With the best reward programs, you'll be redeeming your free holiday in no time. Just make sure you can manage the premium rates and fees.

Everyday Spenders: Many of us enjoy using our credit card to pay for everything, but don't like high fees. With the best Gold credit cards, you can enjoy great reward programs while keeping the costs down.

The table below shows the best value credit cards in Australia, all with interest rates below 12%. Click "Apply" to find out more at their websites.

Related search: Compare credit cards by star ratings.
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About Credit Cards Articles

RateCity provides credit card news and features, including a range of weekly stories and economic updates. By checking our credit card news and features daily, you can ensure that you receive up to date, expert commentary on current financial and economic issues. Before you search, compare or apply for the best credit card for you, help yourself understand the market by reading mortgage news and features at RateCity.

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