St.George has been providing Australians with banking and financial services since its foundation as a building society in 1937. St.George achieved full banking status in 1992, before becoming part of the Westpac group in 2008.
St.George’s personal loans include options to suit different financial requirements, such as unsecured loans for consolidating debt, and secured loans for making large purchases, such as cars or holidays. Bank accounts, home loans, credit cards, insurance and investment services are also among the full suite of financial products available from St.George.
St.George can be contacted via phone, email, online or by visiting a local branch.
Features of a St.George personal loan
St.George personal loans are structured with specific purposes in mind, whether they’re unsecured to consolidate debt, or secured to make major purchases. There are also options for fixed or variable interest rates, depending on if you’d prefer to keep your budgeting simple, or to enjoy greater financial flexibility.
You can borrow $3000 to $80,000 with a St.George personal loan, and repay it on a weekly, fortnightly or monthly basis over the course of 1-5 years for fixed rate loans, or 1-7 years for variable rate loans.
If you’re an existing St.George bank customer, you may be eligible for special offers when you take out a St.George personal loan.
What RateCity says
With several different options available for St.George’s personal loans, it’s possible to select a loan that’s ideally suited to your personal needs and financial situation.
If you’re looking for a low interest rate, the Secured Fixed rate personal loan from St.George has a rate that’s lower than average compared to many other personal loans. The interest rates on St.George’s other personal loan offers are closer to the market average.
All of St.George’s personal loan offers have the same upfront fees and monthly charges, which are also higher than the market average for personal loans.
The ability to make extra repayments on all of St.George’s personal loans is useful, however a redraw facility is only offered on the variable rate options.
If you’re an existing St.George customer, you may be eligible for other limited time offers on St.George personal loans, such as having your establishment fee waived.