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Personal Loan
- 0 to 7 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
9.64%
Comparison rate* p.a.
11.00%
Personal Loan
- 0 to 7 years
- Unsecured
- Variable Rate
- No ongoing fees
Interest rate p.a.
9.64%
Comparison rate* p.a.
11.00%
Calculate your repayments for this loan
Your estimated repayment
$963
based on 30000 loan amount for 3 years at 9.64%
Pros and Cons
For Personal Loan
Benefits
- Lower than average rate
- No ongoing fees
- No early exit penalty
- Unlimited extra repayments
- Flexible repayment options
- No security required
- Can apply online
- Use the loan for any worthwhile purpose
Drawbacks
- Cannot apply in branch
Bank First Rate Personal Loan overview
For Personal Loan
Details
Total repayments
$34,666
Interest rate type
Variable
Borrowing range
$5k - $100m
Security type
Unsecured
Loan term
0 to 7 years
Secured by
Loan type
Is Fully Drawn Advance
Repayment frequency
Weekly, Fortnightly, Monthly
Target Market Determination
Visit Bank First - Victoria Teachers Limited to view Target Market Determination.
Features
Extra repayments
Yes
Redraw facility
redraw activation fee of $0
Instant approval
Time to funding
N/A
Fees
Upfront fee
$195
Ongoing fee
$0
Missed payment penalty
$20
Early exit penalty fee
$0