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Credit Score
Who can access my credit report?In Australia, only a very specific list of businesses and lenders can access your credit report - and they must only do so for specific reasons.
Eden Radford -
15 Mar, 2024 -
2 min read
Credit Score
How fast can you fix a credit score, and how do you do it?Having bad credit may make applying for loans and credit cards feel impossible. But it is possible to recover from a bad credit score, though the length of time it will take may vary. Checking your credit report is often a good start, as is demonstrating your financial responsibility.
Mark Bristow -
28 Feb, 2024 -
4 min read
Credit Score
5 ways to protect yourself from fraudWith increased awareness of the threat of cyberattacks, it’s easy to feel concerned about the safety of your personal information. Criminals with access to your details could steal your identity, fraudulently run up debts in your name, and ruin your credit score, making accessing money and credit in the future much harder.
Mark Bristow -
21 Oct, 2023 -
5 min read
Credit Cards
Scam stats: how to stay safe these holidaysFraud on payment cards is returning to pre-pandemic levels, with authorities and police warning Australians to be vigilant against scammers over the Christmas and New Year holidays.
Mark Bristow -
22 Dec, 2023 -
3 min read
Credit Cards
Fraudsters stealing money, banking detailsThe spread of the NBN is producing a dark side – the spread of NBN scams. Reported losses from NBN scams in 2019 are already higher than all of last year.
Nick Bendel -
17 Jun, 2019 -
3 min read
Credit Cards
Fraud rates rise but thieves take lessWhile thieves did rip off more Australians and their cards, new research shows they are now stealing far less.
Laine Gordon -
07 Jun, 2013 -
3 min read
Bank Accounts
Australian banks unite to stop scammers – how you can protect yourselfAustralia’s banking industry is stepping up its war on scams and fraud, launching a new Scam-Safe Accord intended to put scammers out of business in Australia.
Mark Bristow -
24 Nov, 2023 -
3 min read
Bank Accounts
Scammers kickstart the year by pretending to be ATOIt’s too early for tax time, but criminals aren’t going to let that stop them, as scammers take to SMS to convince you they’re from the tax office.
Nick Bendel -
10 Feb, 2019 -
2 min read
Bank Accounts
1 in 3 Australians have fallen victim to a financial scamAlmost one third of Australians have been hit by a financial scam, new RateCity research shows. Scams included credit card hacks, identity theft and people who had been tricked into handing over money.
Laine Gordon -
22 Apr, 2021 -
4 min read
Superannuation
COVID-19: Early release of superannuation stirs debate as fraudsters strikeSome of the money lost from dipping into superannuation early as a response to COVID-19 will be offset by higher pension payments, research by a non-partisan think tank suggests.
Tony Ibrahim -
11 Aug, 2020 -
4 min read
Superannuation
ATO investigating “dodgy schemes” exploiting early release of superannuationThe Australian Taxation Office is cracking down on workers who have made fraudulent applications to dip into their superannuation.
Alison Cheung -
27 Jun, 2020 -
3 min read
Superannuation
Government speeds up payment of early superPeople who successfully apply for early access to their superannuation will ��_receive funds sooner��_, under a change made by the federal government. From 1 July, the Australian Taxation Office (ATO) will oversee the early release of superannuation benefits on compassionate grounds.
Nick Bendel -
13 Jun, 2018 -
2 min read
Home Loans
Dodgy broker "motivated by greed" sentenced to 5 years' jailMr Najam Shah has been sentenced to five-years��_ jail after pleading guilty to one charge of conspiring to defraud financial institutions in Australia's biggest ever home loan scam.
Alex Ritchie -
10 Oct, 2017 -
2 min read
Home Loans
Fraud prevention tool to detect liar loansIf you’ve ever stretched the truth on a loan application in order to look better for a bank, your chances of loan approval may be shrinking, thanks to a tool used to detect “liar loans” from a new startup.
Mark Bristow -
22 Feb, 2022 -
2 min read
Investment Funds
Overseas scammers targeting Australian investorsAustralia’s financial services regulator has warned people to avoid “scammers” connected to Luxembourg Offshore Banking, also known as LUXOSB Limited.
Nick Bendel -
30 Dec, 2018 -
2 min read
Savings Accounts
ATO sounds alarm about tax scamsThe Australian Taxation Office has warned people to be careful about sharing their personal details, with scammers likely to be active during tax season.
Nick Bendel -
05 Jun, 2017 -
2 min read
Savings Accounts
Australians making many errors' on tax returnsThe head of the Australian Taxation Office has warned consumers that unjustified deductions are ��_well and truly in our sights��_.
Nick Bendel -
06 Jul, 2017 -
2 min read
Cryptocurrency
Regulating Australia’s expanding cryptocurrency marketIntense volatility, reluctant real-world adoption and more has pushed consumer advocates to petition the newly-elected federal government to assess and identify ways to regulate cryptocurrency markets.
Peter Terlato -
21 Jul, 2022 -
4 min read
Credit Score
Four habits to keep your credit score top notchBeing mindful of your financial habits can make a big difference to how easy or hard it is to keep your credit score at the top end of the band. Here are four of the top ways to maintain or grow a good credit score:
Mark Bristow -
15 Feb, 2024 -
4 min read
Credit Score
What to do if your credit score dropped for no reasonIf your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.
Jodie Humphries -
23 Oct, 2023 -
4 min read
Credit Score
Three great reasons checking your credit score can help youYour credit score is an assessment of your financial responsibility. If you have a good credit score, lenders may feel more confident about lending you more money at lower interest rates. But if you have a bad credit score, you may find it harder to successfully apply for credit.
Mark Bristow -
30 Jul, 2023 -
3 min read
Credit Cards
Avoid skimming and phishing credit card fraudWhile all credit card fraud is concerning, card skimming and phishing is becoming more rampant and harder to control. Discover how to spot and protect yourself from card skimming and phishing scams.
Alex Ritchie -
23 May, 2023 -
6 min read
Credit Cards
Fraudsters target victims using social mediaFraudsters target victims using social media
Laine Gordon -
21 Nov, 2012 -
4 min read
Credit Cards
Online shopping just got easier for fraudstersOnline shopping just got easier for fraudsters
Laine Gordon -
02 Aug, 2012 -
4 min read
Car Insurance
The dodgiest insurance claims ever attemptedMost who claim from their insurance have a genuine reason to do so. However, there are a few who attempt to pull a swift one on their provider.
Laine Gordon -
27 Sep, 2012 -
4 min read
Car Insurance
What are the most common reasons your car insurance claim will be denied?Let’s explore the most common reasons why car insurance claims are denied, helping you steer clear of potential pitfalls.
Alex Ritchie -
23 Nov, 2023 -
4 min read
Car Insurance
Can I be added to my parent’s car insurance policy?Put simply, yes you can be added to your parent’s car insurance policy. However, how you use the vehicle and your age can affect the premium you may pay significantly.
Alex Ritchie -
30 Oct, 2023 -
5 min read
Bank Accounts
Can I have a PayPal account without a bank account?You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.
Alex Ritchie -
17 Aug, 2023 -
4 min read
Bank Accounts
What is cardless cash?Can you withdraw cash from an ATM when you don’t have your debit card? It's possible if your account has a cardless cash facility.
Jodie Humphries -
18 Oct, 2022 -
4 min read
Bank Accounts
Can Centrelink access your bank account?You may have heard stories of Centrelink accessing people’s bank accounts to check on them if fraud is suspected, but is this something it can actually do?
Alex Ritchie -
16 Nov, 2022 -
3 min read
Personal Loans
Can you apply for a personal loan on behalf of someone else?The simple fact is that no, in Australia you generally cannot apply for a personal loan on behalf of someone else. However, there are alternative options you could consider.
Alex Ritchie -
14 Sep, 2023 -
4 min read
Home Loans
How to spot a dodgy home loanDodgy deals, misleading ads, and fake companies are just some of the landmines in the home loans market. To keep yourself safe from stress and scandals, here are some common symptoms of bad lending for the savvy borrower.
Laine Gordon -
07 Sep, 2011 -
3 min read
Home Insurance
Insurance claims worst case: what to do when your claim is rejected or taking too longMaking an insurance claim is not something done lightly, so what can Australians who have recently lodged an insurance claim do if they're waiting too long to hear from the insurer, or the claim is rejected?
Alex Ritchie -
24 Oct, 2023 -
5 min read
Nonspecific
Avoid credit card fraudBusiest time of year for credit card fraud. Under half (41%) of credit cards monitored by RateCity offer individual fraud protection.
RateCity -
07 Jan, 2011 -
1 min read
Nonspecific
Scams and Fraud WarningRateCity has been made aware of a number of ways fraudsters and criminals are using Canstar Group (including RateCity) to attempt to trick consumers into handing over their financial details and personal information in recent months.
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19 Jan, 2023 -
3 min read
Nonspecific
The future of faster shopping: tap & go' technologyNew microchip technology in credit cards expected to speed up transactions. But is it more of a security risk to fraud and theft? How you can keep your money safe using ‘tap & go’
RateCity -
22 Oct, 2010 -
1 min read
Nonspecific
What should I do if I think I'm the victim of identity fraud?If you're concerned that your identity is being fraudulently accessed and is being taken advantage of, change your passwords and report the incident immediately.
Leigh Stark -
19 Jan, 2023 -
1 min read
Nonspecific
How to protect yourself from scams onlineRateCity is committed to keeping you safe online as you use the site, but there are still other steps you can take to protect yourself.
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19 Jan, 2023 -
5 min read
Nonspecific
Avoid credit card fraudBusiest time of year for credit card fraud. Under half (41%) of credit cards monitored by RateCity offer individual fraud protection.
RateCity -
07 Jan, 2011 -
1 min read
Nonspecific
Scams and Fraud WarningRateCity has been made aware of a number of ways fraudsters and criminals are using Canstar Group (including RateCity) to attempt to trick consumers into handing over their financial details and personal information in recent months.
-
19 Jan, 2023 -
3 min read
Nonspecific
The future of faster shopping: tap & go' technologyNew microchip technology in credit cards expected to speed up transactions. But is it more of a security risk to fraud and theft? How you can keep your money safe using ‘tap & go’
RateCity -
22 Oct, 2010 -
1 min read
Nonspecific
What should I do if I think I'm the victim of identity fraud?If you're concerned that your identity is being fraudulently accessed and is being taken advantage of, change your passwords and report the incident immediately.
Leigh Stark -
19 Jan, 2023 -
1 min read
Nonspecific
How to protect yourself from scams onlineRateCity is committed to keeping you safe online as you use the site, but there are still other steps you can take to protect yourself.
-
19 Jan, 2023 -
5 min read
Nonspecific
Avoid credit card fraudBusiest time of year for credit card fraud. Under half (41%) of credit cards monitored by RateCity offer individual fraud protection.
RateCity -
07 Jan, 2011 -
1 min read
Nonspecific
Scams and Fraud WarningRateCity has been made aware of a number of ways fraudsters and criminals are using Canstar Group (including RateCity) to attempt to trick consumers into handing over their financial details and personal information in recent months.
-
19 Jan, 2023 -
3 min read
Nonspecific
The future of faster shopping: tap & go' technologyNew microchip technology in credit cards expected to speed up transactions. But is it more of a security risk to fraud and theft? How you can keep your money safe using ‘tap & go’
RateCity -
22 Oct, 2010 -
1 min read
Nonspecific
What should I do if I think I'm the victim of identity fraud?If you're concerned that your identity is being fraudulently accessed and is being taken advantage of, change your passwords and report the incident immediately.
Leigh Stark -
19 Jan, 2023 -
1 min read
Nonspecific
How to protect yourself from scams onlineRateCity is committed to keeping you safe online as you use the site, but there are still other steps you can take to protect yourself.
-
19 Jan, 2023 -
5 min read
Credit cards
Bank Accounts
Compare bank accounts offering Google PayFind Google Pay Bank Accounts with RateCity. View all product details, interest rates and fees to find the Bank Accounts that suits your needs at RateCity
Mark Bristow -
02 May, 2018 -
3 min read