Important disclosure

Suncorp Group Limited

Suncorp Bank Clear Options Platinum Credit Card

  • Apple & Samsung Pay
  • Balance transfer
Purchase Rate

20.74%

p.a

Balance Transfer Rate

0%

p.a

RateCity says

“Enjoy a bonus 120k points on sign up and complementary travel insurance with this competitive rewards credit card offer from Suncorp.”

Tags
  • Apple & Samsung Pay
  • Balance transfer
Purchase Rate

20.74%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$99

for 12 months then $129 thereafter

Pros and cons

For Clear Options Platinum Credit Card

Benefits

  • Rewards Available through Suncorp Credit Cards Rewards Program
  • Extra 120,000 points subject to eligibility conditions
  • $99 annual fee in the first 12 months and $129 p.a thereafter.
  • Domestic travel insurance
  • International travel insurance
  • Free supplementary cards
  • Extended warranty
  • Concierge
  • Purchase protection insurance

Drawbacks

  • Higher than average ongoing variable purchase rate
  • Higher than average ongoing annual fee

Suncorp Bank Rate Credit card overview

For Clear Options Platinum Credit Card

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$6k

Maximum credit limit

$100k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Suncorp Group Limited to view Target Market Determination.

Fees

Annual Fee

$99

for 12 months then $129 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$30

Over limit fee

$40

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

20.74%

p.a

Cash advance rate

21.99%

Cash advance fee

3.5% or $3.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3.4% on Visa

Overseas charges

Estimated ATM Cost

$10.2

for AU $300 withdrawal

Rewards

Program name

Suncorp Credit Cards Rewards Program

Rewards Available

Gift Card, Cash Back

Eligibility

Minimum age

18

Minimum income

$35k

Eligibility conditions

-

Residency

Perks

  • DOMESTIC TRAVEL INSURANCE
  • INTERNATIONAL TRAVEL INSURANCE Available when you use your Card or rewards points to pay for return international travel
  • FREE SUPPLEMENTARY CARDS 4 Free Supplementary Cards
  • EXTENDED WARRANTY
  • CONCIERGE
  • PURCHASE PROTECTION INSURANCE Covers up to $200,000 per year. Maximum payable per individual claim is the lesser of the value of the personal item of $5,000.

Promoted credit cards

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Longer Balance Transfer

Altitude Platinum (Altitude Rewards)

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Instant approval

Bonus Points

Earn 120,000 bonus Altitude Points and reduced first year annual card fee.
Purchase Rate

19.99%

p.a

Annual Fee

$49

for 12 months then $175 thereafter

Promoted

Lower Fee Balance Transfer

Visa Platinum Credit Card

  • Balance transfer
Purchase Rate

4.99%

p.a

for up to 5 months, then 19.49%

Annual Fee

$199

Promoted

Lower Purchase Rate

Rewards Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer

Bonus Points

80,000 ANZ Reward Points and $50 back to your new ANZ Rewards Platinum credit card when you spend $2,000 on eligible purchases in the first 3 months from approval.
Purchase Rate

20.99%

p.a

Annual Fee

$149

Promoted

Lower Annual Fee

Platinum

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Cashback

Earn $300 back to your new ANZ Platinum card when you spend $1,500 on eligible purchases in the first 3 months from approval.*
Purchase Rate

20.99%

p.a

Annual Fee

$0

for 12 months then $87 thereafter