RateCity.com.au
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Low Rate Card

Basic

Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
44
Maximum credit limit
Maximum credit limit
$30,000
Minimum credit limit
Minimum credit limit
$6,000
Minimum repayment dollars
Minimum repayment dollars
$30
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
4
Annual Fee
Annual Fee
$49
Late Payment Fee
Late Payment Fee
$10
Over limit fee
Over limit fee
$40
Duplicate statement fee
Duplicate statement fee
$7
Supplementary card annual fee
Supplementary card annual fee
$29
Card Level
Card Level
Standard
Interest Free Days
Interest Free Days
44
Maximum credit limit
Maximum credit limit
$30,000
Minimum credit limit
Minimum credit limit
$6,000
Minimum repayment dollars
Minimum repayment dollars
$30
Minimum repayment percent
Minimum repayment percent
Number free supplementary
Number free supplementary
4
Annual Fee
Annual Fee
$49
Late Payment Fee
Late Payment Fee
$10
Over limit fee
Over limit fee
$40
Duplicate statement fee
Duplicate statement fee
$7
Supplementary card annual fee
Supplementary card annual fee
$29

Rates

Purchase Rate
Purchase Rate
11.99%
Cash advance rate
Cash advance rate
21.69%
Purchase Rate
Purchase Rate
11.99%
Cash advance rate
Cash advance rate
21.69%

Balance Transfer

Balance Transfer Rate
Balance Transfer Rate
0%for 14 months then 21.69%
Transfer Limit
Transfer Limit
$4,000of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$0
Balance Transfer Rate
Balance Transfer Rate
0%for 14 months then 21.69%
Transfer Limit
Transfer Limit
$4,000of the chosen transfer amount
Balance Transfer Fee
Balance Transfer Fee
$0

Overseas spending

Foreign Exchange Fee
Foreign Exchange Fee
3.3% on Visa
Overseas charges
Overseas charges
$5
Estimated ATM Cost
Estimated ATM Cost
$14.9for AU $300 withdrawal
Foreign Exchange Fee
Foreign Exchange Fee
3.3% on Visa
Overseas charges
Overseas charges
$5
Estimated ATM Cost
Estimated ATM Cost
$14.9for AU $300 withdrawal

Rewards

Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend
Program name
Program name
Rewards Available
Rewards Available
Points Per $1 Spend
Points Per $1 Spend

Eligibility

Minimum age
Minimum age
18
Minimum income
Minimum income
$35,000
Eligibility conditions
Eligibility conditions
Minimum age
Minimum age
18
Minimum income
Minimum income
$35,000
Eligibility conditions
Eligibility conditions

Perks

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