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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

RateCity

Bad credit history? Try Pepper Home Loans

Pepper Home Loans is a specialist lender offering a wide variety of non conforming home loans and understand that not everyone has a perfect credit history, or are able to prove an income stream.

Home Loans

09 Jul, 2009

1 min read

Bad credit history? Try Pepper Home Loans

RateCity

Where to get the top home loan advice

When it comes to getting information about home loans, there will be a line people ready to offer you their advice. When it comes down to the crunch there is no better method then conducting your own research and consulting an expert.

Home Loans

09 Jul, 2009

2 min read

RateCity

Select a home loan based on your reasons for buying!

Like selecting a health insurance policy, finding a home loan can be timely work. One thing that can save you plenty of time and narrow down your search criteria is - knowing why you are buying a home.

Home Loans

09 Jul, 2009

2 min read

Select a home loan based on your reasons for buying!

RateCity

Your home loan interest rate options

If you're in the market for a home loan, you will have four interest rate options to choose from: Introductory rate, fixed rate, variable rate or a split loan.

Home Loans

02 Jul, 2009

1 min read

RateCity

Credit impaired home loans

Bad credit home loans also known as credit impaired home loans tend to suit borrowers who have experienced credit tribulations in the past. This can make it extremely difficult for them to have a regular mortgage application approved

Home Loans

02 Jul, 2009

1 min read

RateCity

Bad credit: What are your home loan options?

If you have ended up with a little black mark next to your credit history or recently started a new job, you do have the option of applying for a bad credit loan, otherwise known as a non-conforming loan, or low doc loan.

Home Loans

02 Jul, 2009

2 min read

Bad credit: What are your home loan options?

RateCity

Find a home loan that suits you

Whether you are buying your first home, refinancing or purchasing an investment property, make sure you compare the best home loans on the market to see if home ownership is a good financial step for you.

Home Loans

02 Jul, 2009

2 min read

RateCity

Home loan interest rates

At the time of writing, home loan interest rates have been sitting at low levels since the RBA's April 2009 decision to drop the cash rate to 3.00%. But while the central bank sets the interest rate, not all banks and lenders decide to pass the rate cut onto consumers.

Home Loans

02 Jul, 2009

1 min read

RateCity

Comparing Australian home loans

Comparing the abundance of home loans in Australia can be daunting. The Australian home loan market is a competitive field between Australia's big banks, credit unions and building societies

Home Loans

02 Jul, 2009

1 min read

RateCity

Mortgage rate statistics and tools

For the most comprehensive list of competitive mortgage rates available on the market see our home loans table. Or to compare some of the cheapest products and features in Australia use our mortgage comparison tools.

Home Loans

19 Mar, 2009

1 min read

RateCity

Tips: variable rate home loans

Variable home loans are the standard loans that most people apply for. Compare thousands of variable home loans to find the most suitable for you.

Home Loans

08 Jan, 2009

1 min read

RateCity

First Home Buyer Loan

Compare first home buyer loans from Australia's top banks and institutions at RateCity. Search by lowest interest rate, and compare features such as loan protection insurance and mortgage offset

Home Loans

28 Nov, 2008

1 min read