Home Loans

For anyone looking to secure a home loan, the stage 3 tax cuts - and the subsequent increase to your take home pay - could mean your borrowing capacity, gets a bump too.

Eden Radford -

22 Apr, 2024 -

4 min read

Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Eden Radford -

25 Mar, 2024 -

3 min read

Home Loans

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Eden Radford -

13 Mar, 2024 -

5 min read

Term Deposits

When working out where to invest or deposit your money, should a term deposit get a look-in? While term deposit returns may not be the highest of all investment options, their relative reliability and security could make them worth considering.

Mark Bristow -

12 Apr, 2024 -

3 min read

Term Deposits

Now may be an opportune time to compare a range of term deposit accounts and the different options that are available.

Peter Terlato -

12 May, 2023 -

3 min read

Term Deposits

To take advantage of this special offer, simply deposit $5,000 or more in a First Option Bank 6-month or 12-month standard term deposit and you’ll earn a fixed rate of 5% annual interest over that period.

Peter Terlato -

18 May, 2023 -

3 min read

Credit Cards

Australians lost over $55 million to scams in the first two months of 2024 alone, according to data from ACCC ScamWatch, with investment scams accounting for the overwhelming majority of the money lost by victims.

Eden Radford -

13 Apr, 2024 -

5 min read

Credit Cards

Qantas has today released its most exclusive credit card, which comes with an annual fee of $1,200 and a minimum annual income requirement of $200,000.

Nick Bendel -

12 Feb, 2019 -

2 min read

Credit Cards

Whether you’re a young Australian looking for your best option to gain access to credit, or a long-time credit card user wondering what the fuss is about BNPL services, let’s explore the benefits and risks of both options.

Vidhu Bajaj -

03 Jul, 2023 -

6 min read

Superannuation

More and more Australians are approaching retirement age, when it’s time to start accessing their superannuation savings. But many of these older Australians could be paying too much tax on their super investment earnings, which could be fixed by making one change.

Mark Bristow -

24 Aug, 2023 -

3 min read

Superannuation

The Indigenous Superannuation Working Group (ISWG) have released a statement calling for the end of the $450 monthly income threshold.

Alex Ritchie -

27 Jul, 2017 -

3 min read

Superannuation

The Women in Super (WIS) Make Super Fair campaign has called for the Federal Government to act on the crisis of retirement outcomes for women.

Alex Ritchie -

12 Sep, 2017 -

3 min read

Income Protection Insurance

Australians have seen their incomes rise over the years. Have these gains been evenly distributed, though?

Income Protection Insurance

Families with car loans, home loans and credit card debt should consider income protection insurance seriously. Many Australians don't.

Savings Accounts

Australians are hanging on tight to their money, with savings levels tipped to stay high in the next three years.

Alison Cheung -

22 Sep, 2020 -

5 min read

Savings Accounts

While Australians traditionally go all-out splurging on gifts for Mum each Mother’s Day, this year we’ve had to tighten our belts, according to data from one of Australia’s Buy Now Pay Later (BNPL) providers.

Mark Bristow -

16 May, 2023 -

3 min read

Savings Accounts

ING has offered its savers a lifeline amidst the COVID-19 crisis, as more and more Aussies find themselves out of work and/or on a reduced income.

Alex Ritchie -

10 Apr, 2020 -

3 min read

Personal Loans

One hundred thousand no and low interest rate personal loans will be provided to low income Australians by NAB.

Alex Ritchie -

19 Sep, 2017 -

3 min read

Life Insurance

Life is full of surprises and they aren��_t all guaranteed to be good. That��_s where income protection insurance can help. Income protection insurance can pay up to 75 per cent of your salary while you are unable to work, to help you meet essential repayments and keep your family budget afloat.

Life Insurance

From life insurance to trauma insurance, disability cover and income protection, the choice of insurance options can be mind-boggling. What is the difference between them and which do you need?

Bank Accounts

Latest research reveals low-income earners are forking out an estimated $163 million each year in avoidable bank fees.

Laine Gordon -

15 Jul, 2013 -

3 min read

Bank Accounts

A financial counselling organisation is calling for ATM fees to be scrapped in remote Indigenous communities after it was reported that some Aboriginal people were spending up to 20 percent of their incomes on ATM fees.

Laine Gordon -

10 Apr, 2012 -

3 min read

Bank Accounts

The term ‘financial literacy’ describes the combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve financial wellbeing. A key to being financially stable, building assets and achieving personal goals, financial literacy is something everybody should have and want.

Paul Marshall -

18 May, 2023 -

7 min read

Investment Funds

Millions of Aussies use the sharing economy to supplement their income, with one in ten Australians using it to significantly boost their earnings.

Bria Horne -

31 Dec, 2018 -

3 min read

Credit Score

With increased awareness of the threat of cyberattacks, it’s easy to feel concerned about the safety of your personal information. Criminals with access to your details could steal your identity, fraudulently run up debts in your name, and ruin your credit score, making accessing money and credit in the future much harder.

Mark Bristow -

21 Oct, 2023 -

5 min read

Health Insurance

Private health insurance is a heavily regulated industry. On balance, that's a good thing, because issues around health, and in particular health costs, are pretty important. But one of the downsides is that regulations change frequently and health insurance has lots of regulations that affect both the premiums you pay and your tax bill.

Laine Gordon -

02 Jul, 2012 -

4 min read

Health Insurance

By world standards, Australians are, on the whole, financially sophisticated. Between us we have almost one trillion dollars invested in superannuation and one of the highest rates of share ownership in the world, research suggests.

Laine Gordon -

21 Jun, 2012 -

3 min read

Home Insurance

New research shows that climate change is set to widen the gap in home insurance affordability between average and vulnerable Australian households.

Georgia Brown -

17 Aug, 2022 -

3 min read