Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

As the interest rate is arguably the biggest ongoing cost that can influence a home loan, preparing your budget for a rate rise may be useful in reducing potential financial stress.

Alex Ritchie -

07 Nov, 2023 -

5 min read

Home Loans

Preparing for a baby is stressful enough without throwing a home loan into the mix. But being armed with the right information about applying for a home loan while on maternity leave may help.

Peter Terlato -

30 Jun, 2023 -

5 min read

Home Insurance

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Mark Bristow -

16 Feb, 2024 -

3 min read

Home Insurance

Whether you're the owner of a luxury watch or a collection of prized timepieces, you may want the peace of mind that comes with knowing you’re covered in the event of loss or damage. Knowing some key facts about watch insurance, and being aware of some important limitations, can help make sure you’re not left high and dry.

Mark Bristow -

20 Feb, 2024 -

3 min read

Home Insurance

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow -

22 Feb, 2024 -

4 min read

Car Loans

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Mark Bristow -

20 Feb, 2024 -

5 min read

Car Loans

Whether you're a first-time buyer or looking to upgrade your current vehicle, financing or buying outright, this guide covers everything you need to know about buying a car in Australia.

Peter Terlato -

01 Nov, 2023 -

13 min read

Car Loans

Applying for a car loan can sometimes be more overwhelming than buying the car itself, with all the research and paperwork involved. And even once you’re ready to apply for a car loan, there’s no guarantee that your application for car finance will be approved.

Mark Bristow -

13 Sep, 2023 -

8 min read

Car Insurance

Car Insurance Rate - Compare car insurance rates by cheapest quotes at RateCity.com.au. Our researchers have gathered features from 23 car insurance providers so that you can compare car insurance quotes all in the one place.

RateCity -

19 Mar, 2009 -

1 min read

Car Insurance

Car insurance prices - Find some of the best car insurance prices online at RateCity.com.au RateCity researches have pooled products and features from more than 20 Australian car insurers so that you can compare quotes side-by-side.

RateCity -

11 Mar, 2009 -

1 min read

Car Insurance

A new study has finally settled the debate of which sex is best when it comes to motoring.

Laine Gordon -

16 Jul, 2013 -

3 min read

Personal Loans

Your personal loan repayments will drop with a new, lower interest rate. However, you will typically need to negotiate or refinance for a lower interest rate, as a personal loan rate may not fluctuate with the RBA's cash rate. 

Alex Ritchie -

18 Sep, 2023 -

5 min read

Credit Score

If your credit score has dropped, consider finding out why. There may be a good explanation, but if it’s an error or fraud, you’ll need to get it fixed.

Jodie Humphries -

23 Oct, 2023 -

4 min read

Credit Score

Since your credit score is based on your current as well as past financial transactions, cancelling a credit card may impact your credit rating.

Jodie Humphries -

20 Oct, 2023 -

3 min read

Credit Score

Learn how you can achieve and maintain a good credit score by paying attention to a few crucial factors.

Jodie Humphries -

08 Oct, 2023 -

4 min read

Credit Cards

If you're planning a holiday, it may be wise to leave the credit card at home as new data shows card fraud is continuing to increase rapidly overseas.

Jodie Humphries -

29 Aug, 2016 -

3 min read

Credit Cards

Applying for your first or next credit card is an exciting process. However, it’s worth knowing the potential risks involved, particularly for your credit score, whenever you apply for any credit product.

Alex Ritchie -

02 Aug, 2023 -

4 min read

Credit Cards

Get started in your quest for your new business credit card by searching, researching and shopping around for a great deal. As well as looking for competitive interest rates and fees, pay close attention to the rewards and features on offer too.

RateCity -

15 Apr, 2010 -

1 min read

Superannuation

It is possible to use the money in your superannuation fund to help cover the cost of your mortgage in certain circumstances, such as if you’re retiring or are in financial hardship. However, accessing your super fund early can make a big difference to your retirement lifestyle. 

Mark Bristow -

21 Jul, 2023 -

4 min read

Superannuation

Anyone already stressing about their retirement will be flabbergasted to learn how little young Australians know about Australian superannuation.

Laine Gordon -

11 Jun, 2015 -

3 min read

Bank Accounts

Australian families waste $1000 a year throwing good food in the bin, new research shows.

Laine Gordon -

30 Aug, 2012 -

3 min read

Bank Accounts

Men are more likely to spend on impulse, rack up debt and less likely to save when surrounded by more men and fewer women, a new study has found.

Laine Gordon -

03 Feb, 2013 -

4 min read

Savings Accounts

Less than one quarter of Australian adults feel they are well prepared to handle financial matters, research shows.

Laine Gordon -

11 Feb, 2013 -

3 min read

Savings Accounts

Latest research shows that Australian households who are managing to tuck away savings each month are in the majority.

Savings Accounts

Research reveals World Cup viewers tend to holiday in soccer-playing countries - if so, they'll need to take these holiday-saving tips into account.

Term Deposits

Term deposit rates have been cut substantially by banks over recent months, according to research conducted by RateCity.

Laine Gordon -

23 Nov, 2014 -

3 min read

Term Deposits

What’s the highest term deposit rate in Australia? We’ve done the research and compared all the rates to bring you the best investment opportunities.

RateCity -

08 Jan, 2009 -

1 min read

Term Deposits

New research by RateCity shows the widening gap between term deposits rates. We look into what this means for investors and how you can get more for your dollar.

Laine Gordon -

12 Apr, 2010 -

3 min read

Cryptocurrency

Even if you’ve done your research and are confident you’ve found a crypto coin that’s heading straight to the moon, you’ll need to choose a cryptocurrency exchange to make your investment.

Mark Bristow -

28 Jul, 2022 -

3 min read