Credit Cards

Australians lost over $55 million to scams in the first two months of 2024 alone, according to data from ACCC ScamWatch, with investment scams accounting for the overwhelming majority of the money lost by victims.

Eden Radford -

13 Apr, 2024 -

5 min read

Credit Cards

Household credit card debt rose by more than a quarter of a billion dollars in the month of January as shoppers struggled to clear their debts following a bumper spendathon in November.

Eden Radford -

07 Mar, 2024 -

4 min read

Credit Cards

Australia’s total credit card bill attracting interest charges crept up in the month of December, hitting a total of $17.31 billion, an increase of almost $21 million.

Eden Radford -

07 Feb, 2024 -

4 min read

Home Loans

While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.

Mark Bristow -

10 Apr, 2024 -

3 min read

Home Loans

According to many economists, the Reserve Bank of Australia (RBA) is unlikely to change the national cash rate at its upcoming meeting on 18 and 19 March 2024. The real question is whether recent economic updates could affect when the RBA is likely to announce its first rate cut.

Mark Bristow -

12 Mar, 2024 -

5 min read

Home Loans

Just because the Reserve Bank of Australia (RBA) kept the national cash rate on hold at 4.10% for the third meeting in a row, that’s no reason for Australian home buyers to get complacent.  Major banks and mortgage lenders have still been raising their interest rates out of cycle from the RBA, making it important to also consider comparing offers from their smaller competitors. 

Mark Bristow -

05 Sep, 2023 -

3 min read

Bank Accounts

Do you know that lipstick sales are considered a way to know if we’re in a recession? It’s called the lipstick effect, or the lipstick index, and it’s regarded by some as a helpful way to understand how consumers are responding to an economic downturn.

Eden Radford -

25 Mar, 2024 -

4 min read

Bank Accounts

Australians looking to save money, whether to build up a house deposit or save for retirement, may be able to shrink their household spending simply by doing their weekly grocery shopping online.

Mark Bristow -

07 Mar, 2022 -

2 min read

Bank Accounts

Australians have bought an average of 11 Christmas presents, at a total cost of $240, but many would have rather cut back, a survey has found.

Nick Bendel -

24 Dec, 2018 -

2 min read

Home Insurance

It may surprise no-one to learn that Australia’s cost of living has increased over the past quarter. However, it was higher insurance premiums across house, home contents and motor vehicles that contributed to some of the largest price rises. Which could mean now is as good a time as ever, to be looking carefully at your current policies and comparing some alternatives to see if you could be getting better deals.

Mark Bristow -

08 Feb, 2024 -

3 min read

Car Insurance

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

Alex Ritchie -

20 Dec, 2023 -

3 min read

Credit Score

With increased awareness of the threat of cyberattacks, it’s easy to feel concerned about the safety of your personal information. Criminals with access to your details could steal your identity, fraudulently run up debts in your name, and ruin your credit score, making accessing money and credit in the future much harder.

Mark Bristow -

21 Oct, 2023 -

5 min read

Credit Score

Almost a third of Australians have been hit by a financial scam, RateCity.com.au research shows.

Laine Gordon -

22 Dec, 2022 -

5 min read

Savings Accounts

As inflation and the cost of living put the squeeze on more Australian budgets, one generation is actively taking steps to save money and stay ahead of the curve. But how effective could these strategies be for reaching your savings goals?

Mark Bristow -

22 Jan, 2024 -

3 min read

Savings Accounts

 A total of 12 banks are now offering ongoing savings rates of 5 per cent or more, with two banks leading the charge with rates of 5.50 per cent.

Eden Radford -

30 Jun, 2023 -

4 min read

Savings Accounts

The majority of big four bank savings customers will receive a boost to their interest rate today as the banks pass on the May RBA hike.

Alex Ritchie -

12 May, 2023 -

4 min read

Car Loans

Australians shopping on the used-car market are being warned against potential rip-offs as thousands of water-damaged vehicles flood the market.

Laine Gordon -

23 Mar, 2012 -

2 min read

Car Loans

If you’re shopping around for a new or used vehicle, there are several prominent finance brokers offering some of the cheapest car loans in Australia.

Nick Bendel -

05 Sep, 2019 -

2 min read

Car Loans

Car shoppers were out and about in June, with more than 110,000 new vehicles sold in the month.

Alison Cheung -

06 Jul, 2020 -

3 min read

Foreign Exchange

Compare over 160 currencies on RateCity, from the obvious such as US dollar to the obscure, Tanzanian shilling!

Laine Gordon -

16 Dec, 2011 -

3 min read

Term Deposits

Record-low mortgage rates are great for home owners – but the downside is that they also mean historically low interest rates for savers.

Nick Bendel -

19 Jun, 2019 -

2 min read

Term Deposits

RateCity welcomes the deeming rate changes, unveiled today by the government, designed to boost the pension of almost 1 million Australians.

Laine Gordon -

12 Mar, 2020 -

2 min read

Personal Loans

Small business entrepreneurs now have the opportunity to be financially supported and mentored by NAB and their approved partner organisations, through their re-invigorated Microenterprise Loan program.

Alex Ritchie -

02 Feb, 2018 -

2 min read

Superannuation

Australia is one step closer to getting a new one-stop-shop dispute resolution scheme for financial and superannuation disputes.

Nick Bendel -

25 Aug, 2017 -

1 min read