Credit Score

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Credit Score

Your credit score is a three-digit number representing how much of a risk you could pose to lenders when opening a new line of credit. It’s determined by applying some complex algorithms to the information in your credit file, which is essentially a record of your financial history.

Vidhu Bajaj -

18 Aug, 2023 -

6 min read

Credit Score

Checking your credit report gives you insight into how lenders view you as a borrower. You can get a free credit report from any of the reporting agencies.

Jodie Humphries -

07 Oct, 2023 -

3 min read

Home Insurance

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Mark Bristow -

12 Feb, 2024 -

5 min read

Home Insurance

There are many reasons why you might choose to switch home insurance. You might be looking to save money with a new provider, seeking more comprehensive cover, or looking for a better customer service experience.

Mark Bristow -

16 Feb, 2024 -

3 min read

Home Insurance

Home insurance can be daunting, especially when trying to protect your most valuable asset - your home. Building insurance plays a crucial role in safeguarding homeowners from financial loss due to damage or destruction of their property. Understanding the essentials of building insurance and its costs may help you save some money on your policy.

Mark Bristow -

12 Feb, 2024 -

3 min read

Home Loans

How do you separate the good from the bad brokers? To make the process easier, here are 10 questions to ask while you’re shopping around for brokers and then deciding which home loan to select.

Alex Ritchie -

07 Jul, 2023 -

6 min read

Home Loans

It��_s not just interest rates that can hurt your bottom dollar. Fees and establishment costs can make a big difference to the amount you pay for your mortgage.

Laine Gordon -

08 Apr, 2011 -

2 min read

Home Loans

Refinancing is a strategy that could save you potentially hundreds of thousands over the life of your home loan. If you are considering refinancing, these are the six steps you need to know.

Mia Steiber -

04 May, 2023 -

10 min read

Credit Cards

You can link your Flybuys account to your Velocity account and transfer your accumulated Flybuys points to Velocity points or set up an automatic points transfer.

Peter Terlato -

16 Aug, 2023 -

4 min read

Credit Cards

If you’re regularly making online payments, you’ve likely been asked to choose between checking out with your credit card details, or using PayPal. But which option is better or more secure?

Vidhu Bajaj -

20 Jul, 2023 -

9 min read

Credit Cards

More and more Australians are beating the Christmas rush by shopping with a mobile device. Here are a few services you can use to do just this.

Laine Gordon -

27 Nov, 2014 -

3 min read

Car Loans

When it comes time to purchase your first or next car, you may assume that simply taking out a loan at a car dealership is your best option. However, you could be missing out on potential savings by shopping around and comparing your options.

Alex Ritchie -

26 Oct, 2023 -

4 min read

Car Loans

If you are concerned about the environment, you can now be rewarded when shopping for a car with the introduction of green car loans. There are several features to consider when shopping for a car, which can impact your environmental footprint.

RateCity -

15 Mar, 2010 -

1 min read

Car Loans

There's plenty to consider when shopping for a car loan that's right for you. Take the guesswork out of it by learning more about how car financing works.

RateCity -

14 Apr, 2021 -

2 min read

bnpl

Both Afterpay and LatitudePay are popular buy now, pay later (BNPL) services, but they have different terms and conditions you should learn about before choosing either.

Vidhu Bajaj -

20 Jun, 2023 -

9 min read

bnpl

PayPal Pay in 4 is a buy now, pay later (BNPL) service available to PayPal users for breaking down their shopping into smaller, interest-free instalments payable over six weeks. Unlike other BNPL services like Afterpay, Pay in 4 doesn't charge any late fees to users on missing a repayment, but it can report the default to credit bureaus.

Vidhu Bajaj -

04 Jul, 2023 -

6 min read

bnpl

Buy Now Pay Later (BNPL) platforms allow paying for your purchases using an app and repay the amount in affordable instalments over time.

Vidhu Bajaj -

14 Jun, 2023 -

8 min read

Savings Accounts

10 great ideas for reducing the cost of feeding the family and outsmarting supermarket marketing traps.

Laine Gordon -

03 Mar, 2013 -

5 min read

Savings Accounts

Do you pull out your credit card at the whiff of a bargain? Here are reasons why shopping around and jumping online could save you money.

Laine Gordon -

11 Sep, 2014 -

3 min read

Savings Accounts

Last calendar year, Australians spent $642 billion on general living expenses, according to ASIC's MoneySmart.

Laine Gordon -

18 Apr, 2013 -

3 min read

Bank Accounts

You don’t need a bank account to send or receive money through PayPal. However, you do need a bank account if you want to withdraw money from your PayPal account.

Alex Ritchie -

17 Aug, 2023 -

4 min read

Bank Accounts

Both Coles and Woolworths supermarkets have loyalty programs that offer customers rewards for their shopping loyalty. But is one better than the other?

Nick Bendel -

04 Dec, 2017 -

3 min read

Bank Accounts

More Australians are shopping smarter and using their transaction accounts for purchases rather than credit cards compared with this time last year, new figures have revealed.

Laine Gordon -

05 May, 2011 -

3 min read

Car Insurance

When shopping around for comprehensive car insurance, compare car insurance quotes online at comparison websites such as RateCity.

RateCity -

20 Oct, 2010 -

3 min read

Car Insurance

One of the most effective ways to find one of the cheapest car insurance providers available is by shopping and comparing car insurance quotes online.

RateCity -

20 Jul, 2010 -

1 min read

Car Insurance

When shopping for car insurance, it’s worth understanding what options may be available under different policies and how much value they could offer you.

Georgia Brown -

22 Aug, 2022 -

4 min read

Personal Loans

Personal loans still remain a cheaper option than many credit cards. Savvy borrowers thinking about using current low interest rates to shop for a new loan or refinance old debts will need to do their homework to find the best personal loan deals The potential to lock in an unsecured loan at a fixed rate can also be attractive, so how do you make sure you find the best personal loan for your needs?

RateCity -

25 Feb, 2009 -

3 min read

Term Deposits

As cautious investors seek some relief from the trials and tribulations of the share market, banks have been flooded by cash deposits in recent months.

Laine Gordon -

20 Sep, 2011 -

2 min read