Home
Home Loans
News
Home Loan News

Home Loan News

The latest home loans mortgage news and tips

Eden Radford

External Comms Lead

NAB bumps up select fixed rates

The National Australia Bank has today bucked the recent trend of big bank fixed cuts, by hiking select rates by up to 0.15 percentage points.

Home Loans

28 Sep, 2023

3 min read

Mark Bristow

Personal Finance Editor

Inflation uptick: How will this affect interest rates in October?

The annual inflation rate climbed higher month on month in August 2023 for the first time in four months, according to the latest economic data.

Home Loans

27 Sep, 2023

3 min read

Inflation uptick: How will this affect interest rates in October?

Alex Ritchie

Personal Finance Editor

Stamp duty exemption expanded: what you need to know

In good news for first home buyers in New South Wales, stamp duty exemptions and concessions will be getting a boost. The First Home Buyers Assistance Scheme will be expanded in 2023.

Home Loans

20 Sep, 2023

3 min read

Stamp duty exemption expanded: what you need to know

Eden Radford

External Comms Lead

Fixed rates continue to tumble as ANZ sharpens its rates

Australia’s fourth largest home loan lender, ANZ, has today cut fixed rates across its 1- to 3-year terms for both owner-occupiers and investors by up to 0.30 percentage points.

Home Loans

19 Sep, 2023

3 min read

Fixed rates continue to tumble as ANZ sharpens its rates

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans for investors and refinancers in September 2023

With no movement from the Reserve Bank of Australia (RBA) on the cash rate this month, why aren’t Australian homeowners and investors breathing a sigh of relief? Some of Australia’s biggest banks have been hiking their home loan interest rates out of cycle from the RBA, making refinancing more challenging.

Home Loans

15 Sep, 2023

3 min read

Some of the top-rated home loans for investors and refinancers in September 2023

Paul Marshall

CEO

Don’t be afraid to switch

The Big Four Banks - ANZ, Westpac, NAB and Commonwealth Bank - are notorious in the Australian financial market for commanding the largest share of both deposits and mortgage lending.

Home Loans

15 Sep, 2023

8 min read

Eden Radford

External Comms Lead

Westpac hikes new customer variable rates as NAB slashes rates for owner-occupiers with small deposits

Australia’s second largest home loan lender, Westpac, has today increased new customer variable rates on its Flexi First Home Loan by 0.10 percentage points.

Home Loans

13 Sep, 2023

6 min read

Westpac hikes new customer variable rates as NAB slashes rates for owner-occupiers with small deposits

Mark Bristow

Personal Finance Editor

House prices bounce back - what does this mean for first home buyers?

Australia’s housing market may be recovering from its recent downturns, thanks to rising home values and more housing stock. Higher house prices could prove challenging for some first home buyers to overcome, though it’s possible the recovery could stall later in the year.

Home Loans

11 Sep, 2023

4 min read

House prices bounce back - what does this mean for first home buyers?

Alex Ritchie

Personal Finance Editor

Cashback offers up to $10k: where you can still nab a cashback home loan deal

In September, there are 15 lenders offering cashback deals. RateCity shows you which lenders are still offering cashback deals for new and refinancing customers.

Home Loans

11 Sep, 2023

5 min read

Cashback offers up to $10k: where you can still nab a cashback home loan deal

Peter Terlato

Personal Finance Editor

Household savings battered as Australia's economy picks up, defying expectations

Quarterly GDP increases have been gradually losing steam since the middle of last year. However, this latest data reflects a mild upturn in Australia's economic position.

Home Loans

06 Sep, 2023

3 min read

Household savings battered as Australia's economy picks up, defying expectations

Mark Bristow

Personal Finance Editor

Rates on hold: What can I expect when my fixed rate period ends?

With home loan interest rates rising thanks to cash rate hikes from the RBA, mortgage holders sitting on fixed rates may be breathing a sigh of relief. But there’s a chance that there could be a sting in the tail at the end of each fixed rate term, which borrowers may need to watch out and prepare for.

Home Loans

05 Sep, 2023

5 min read

Rates on hold: What can I expect when my fixed rate period ends?

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in September 2023

Just because the Reserve Bank of Australia (RBA) kept the national cash rate on hold at 4.10% for the third meeting in a row, that’s no reason for Australian home buyers to get complacent. Major banks and mortgage lenders have still been raising their interest rates out of cycle from the RBA, making it important to also consider comparing offers from their smaller competitors.

Home Loans

05 Sep, 2023

3 min read