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Home Loan News

The latest home loans mortgage news and tips

Alex Ritchie

Personal Finance Editor

1% rate cut next year: What would that mean for mortgage holders?

Many of the big banks have forecast that we could be seeing cuts to the cash rate throughout 2024 - 2025. Find out what this could mean for your home loan.

Home Loans

05 Sep, 2023

5 min read

1% rate cut next year: What would that mean for mortgage holders?

Eden Radford

External Comms Lead

RBA holds cash rate again - when will we see cuts?

The Reserve Bank has again left the cash rate at 4.10 per cent, announcing today a pause for the third meeting in a row and a fourth time this year.

Home Loans

05 Sep, 2023

4 min read

RBA holds cash rate again - when will we see cuts?

Mark Bristow

Personal Finance Editor

Which banks are scrapping their cashback offers? And who is still offering them?

When mortgage interest rates are rising, many borrowers look for alternative ways to get value for money from their home loan. Cashback deals are one way that many mortgage lenders compete for customers in a rising rate environment, but record refinancing activity is leading some leading banks to pull their cashback offers.

Home Loans

05 Sep, 2023

4 min read

Which banks are scrapping their cashback offers? And who is still offering them?

Peter Terlato

Personal Finance Editor

Will the RBA hike the cash rate in September? Key economic indicators shaping the decision

We explore the stats to determine the likelihood that the RBA will lower, hold or raise the official cash rate.

Home Loans

01 Sep, 2023

8 min read

Will the RBA hike the cash rate in September? Key economic indicators shaping the decision

Mark Bristow

Personal Finance Editor

What to expect from the RBA in September 2023

Third time’s a charm? Australia’s banks think so, with the big four expecting the Reserve Bank of Australia (RBA) to keep the national cash rate on hold at 4.1% for the third time in a row at its upcoming September 2023 meeting. But that begs the question – when will rates start falling again?

Home Loans

31 Aug, 2023

5 min read

What to expect from the RBA in September 2023

Eden Radford

External Comms Lead

Drop in CPI all but rules out rate hike on Tuesday

Australia’s annual inflation rate has clocked in at 4.9 per cent for July, down from 5.4 per cent for the previous month, all but ruling out a rate hike next Tuesday.

Home Loans

30 Aug, 2023

3 min read

Drop in CPI all but rules out rate hike on Tuesday

Peter Terlato

Personal Finance Editor

Inflation continues to cool: How will this affect interest rates in September?

Three of the four big banks are advocating that the cash rate has officially peaked, meaning no further cash rate hikes this year.

Home Loans

30 Aug, 2023

4 min read

Inflation continues to cool: How will this affect interest rates in September?

Eden Radford

External Comms Lead

NAB hikes lowest variable rate for new customers again

NAB has today increased the rate of its basic variable mortgage by 0.15 percentage points for new customers with big deposits.

Home Loans

30 Aug, 2023

4 min read

NAB hikes lowest variable rate for new customers again

Mark Bristow

Personal Finance Editor

Up Home offers alternative to big banks

Australian household budgets are under pressure, but fewer big banks are willing to compete for business from first home buyers and refinancers, who may instead start comparing options from alternative lenders, such as app-based digital banks.

Home Loans

24 Aug, 2023

3 min read

Alex Ritchie

Personal Finance Editor

Unloan Review: 6 things you need to know | RateCity

CBA has today announced the availability of its new lower-rate digital home loan, Unloan. What makes this new digital home loan offer stand out and what does it mean for Australians considering refinancing?

Home Loans

23 Aug, 2023

6 min read

Unloan Review: 6 things you need to know | RateCity

Mark Bristow

Personal Finance Editor

Some of the top-rated home loans for investors and refinancers in August 2023

Despite the Reserve Bank of Australia (RBA) keeping the cash rate on hold in August 2023, home loan interest rates are still on the move. Australians looking for a better deal are still refinancing their mortgage, while investors are starting to return to the market.

Home Loans

15 Aug, 2023

3 min read

Some of the top-rated home loans for investors and refinancers in August 2023

Peter Terlato

Personal Finance Editor

Midkey offers access to equity through ‘no monthly payment’ home loans

Midkey, the brainchild of a pair of former Macquarie Capital and Credit Suisse bankers, is a home loan targeted at Australians in their mid-life. This is generally a period when you’re servicing large debts, such as the mortgage on a family home and costs associated with children’s schooling.

Home Loans

15 Aug, 2023

7 min read