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Home Loan News

The latest home loans mortgage news and tips

Eden Radford

External Comms Lead

CBA, ANZ change cash rate call to hike after CPI figures

The annual Consumer Price Index has clocked in at 5.4 per cent for the September quarter, fuelling the possibility of another rate hike as soon as Tuesday 7 November.

Home Loans

25 Oct, 2023

4 min read

CBA, ANZ change cash rate call to hike after CPI figures
Peter Terlato

Personal Finance Editor

Inflation advances in September: How will this affect interest rates in November?

Inflation may be, again, gathering pace. New RBA Governor Michele Bullock warns that another cash rate hike may be necessary to tame stubborn and sticky consumer prices. The big four banks seem to agree.

Home Loans

25 Oct, 2023

4 min read

Inflation advances in September: How will this affect interest rates in November?
Eden Radford

External Comms Lead

CBA opens the door to investors with small deposits

CBA has, this week, extended its home loan book to include investors with as little as 5 per cent deposit, provided these borrowers commit to paying principal and interest.

Home Loans

24 Oct, 2023

4 min read

CBA opens the door to investors with small deposits
Eden Radford

External Comms Lead

Melbourne Cup rate hike a live possibility: what a 13th hike would mean for borrowers

Australia could see the cash rate rise to 4.35 per cent as soon as the next RBA Board meeting, if inflation proves to be more stubborn than expected, with the minutes from the previous meeting citing a ‘low tolerance’ for slow progress in this battle.

Home Loans

17 Oct, 2023

3 min read

Melbourne Cup rate hike a live possibility: what a 13th hike would mean for borrowers
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans for refinancers and investors in October 2023

With Australians reportedly putting more of their income towards their mortgage than any other developed nation on the planet, it’s little wonder that so many of us are looking to refinance. But with high levels of refinancing activity leading several lenders to withdraw some of their most competitive home loan discounts and cashback incentives, is it still possible to find a good home loan deal?

Home Loans

17 Oct, 2023

3 min read

Some of the top-rated home loans for refinancers and investors in October 2023
Peter Terlato

Personal Finance Editor

Australia leads the world in mortgage pain: Here's what you can do to ease the agony

Loan repayments as a share of income were at a staggering 15% for Australian households, higher than other advanced economies. Plus, this figure is estimated to have risen further in the last nine months.

Home Loans

11 Oct, 2023

5 min read

Australia leads the world in mortgage pain: Here's what you can do to ease the agony
Mark Bristow

Personal Finance Editor

Home loan cashbacks: will you qualify for up to $10k when you refinance?

Higher living costs mean that Australians looking to buy or refinance a home may be keen to offset some of their loan costs with a mortgage cashback deal. But with only a limited number of home loan cashbacks available, it’s important to compare your options and work out if you fulfil the offer’s terms and conditions.

Home Loans

09 Oct, 2023

5 min read

Home loan cashbacks: will you qualify for up to $10k when you refinance?
Mark Bristow

Personal Finance Editor

Some of the top-rated home loans in October 2023

The decision by the Reserve Bank of Australia (RBA) to keep the nation’s cash rate on hold this month may have come as a relief to Australia’s first home buyers and other owner occupiers. But with the possibility that rate could rise again before the year’s end, and with no rate cuts expected until mid to late 2024, it’s important for borrowers to carefully consider their mortgage options before making an application, to make sure it suits their finances.

Home Loans

05 Oct, 2023

3 min read

Some of the top-rated home loans in October 2023
Eden Radford

External Comms Lead

Refinancing down but not out as new home lending stages a comeback

The value of refinanced loans dropped in the month of August, but still recorded the fourth highest total since the start of the hikes, after climbing to a record high in the previous month.

Home Loans

04 Oct, 2023

3 min read

Refinancing down but not out as new home lending stages a comeback
Eden Radford

External Comms Lead

RBA on hold + have you pocketed a rate cut of more than 0.63% points?

The Reserve Bank has again left the cash rate at 4.10 per cent, announcing today a pause for the fourth meeting in a row.

Home Loans

03 Oct, 2023

6 min read

RBA on hold + have you pocketed a rate cut of more than 0.63% points?
Mark Bristow

Personal Finance Editor

What to expect from the RBA in October 2023

A recent uptick in monthly inflation has some concerned that the Reserve Bank of Australia (RBA) could prematurely end the current cash rate hiking pause. But economists from the big banks aren’t predicting rate hikes in the October meeting, though there could still be another hike before the year is out.

Home Loans

28 Sep, 2023

5 min read

What to expect from the RBA in October 2023
Eden Radford

External Comms Lead

NAB bumps up select fixed rates

The National Australia Bank has today bucked the recent trend of big bank fixed cuts, by hiking select rates by up to 0.15 percentage points.

Home Loans

28 Sep, 2023

3 min read

NAB bumps up select fixed rates