Summerland Credit Union is based in NSW and offers a wide range of financial products and services, including home loans, saving and investment accounts and insurance products. You need to be a member to bank with this credit union, but anyone can join using Summerland’s online membership application. Summerland’s profits are reinvested into the business and members, who also get a say in how the credit union is run. Summerland meets the same regulatory standards as banks, so your money is as safe.
Summerland Credit Union Eco Home Loan
This variable rate loan caters for certain environmentally-friendly purposes. Borrowers receive a discounted loan establishment fee, no monthly loan fees and Summerland will make a donation to a local, environmentally-focused organisation.View Home Loan Details
Summerland Credit Union Equity Extra Overdraft
With the Equity Extra Overdraft, you can borrow money using the equity in your home as security for a line of credit. This enables you to borrow funds up to an agreed amount and the money for whatever purpose you choose. Interest is calculated on a daily basis and is only charged on the amount you draw down.View Home Loan Details
Summerland Credit Union Home Loan Plus
A flexible variable rate home loan, Summerland’s Home Loan Plus allows borrowers to have split loans and make extra or lump sum payments as desired, without penalty. You can make redraws and pre-approval is available so you can have your loan approval ready before the purchase of your new home.View Home Loan Details
Summerland Credit Union Offset Loan
This loan is similar to the Home Loan Plus, with the added benefit of an offset facility. This means that the balance in your linked 100 per cent offset savings account reduces your home loan principal and therefore the interest calculated on your mortgage.View Home Loan Details
Summerland Credit Union Fixed Rate Loan
For borrowers wanting certainty over their home loan repayments, you can fix your interest rate from one year up to five years with Summerland’s fixed loans. Owner-occupiers or investors can apply. You also have the option of taking out an interest only loan.View Home Loan Details
Summerland Credit Union Premium Home Loan
Summerland’s Premium Home Loan package bundles your home loan with other products, including a fee-free credit card and a savings account. You also get discounted home loan interest rates and there are no establishment or monthly loan fees and you get free redraw. But you will pay an annual fee for the bundling together of these products.View Home Loan Details
Home Loans from Summerland Credit Union
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Monthly Repayment$1182over 30 years
Monthly Repayment$1208over 30 years
Monthly Repayment$1223over 30 years
Monthly Repayment$1228over 30 years
Monthly Repayment$1234over 30 years
Monthly Repayment$1252over 30 years
Monthly Repayment$1255over 30 years
Monthly Repayment$1280over 30 years
Monthly Repayment$1314over 30 years
Advertised Rate3.99%Fixed - 3 years
Monthly Repayment$1331over 30 years
Advertised Rate4.49%Fixed - 5 years
Monthly Repayment$1339over 30 years
Advertised Rate4.39%Fixed - 4 years
Monthly Repayment$1341over 30 years
Monthly Repayment$1344over 30 years
Advertised Rate3.99%Fixed - 2 years
Monthly Repayment$1345over 30 years
Advertised Rate3.79%Fixed - 1 year
Monthly Repayment$1357over 30 years
Monthly Repayment$1376over 30 years
- Competitive interest rates.
- Opportunity to bundle other financial products.
- Online loan application process.
- Fast loan approval.
- Eco-friendly loans.
- Must be a member.
- Limited branch access.
- Limited features on fixed loans.