Personal Loans Articles

Relevant Personal Loans articles and tips

RateCity

Personal loans versus car loans

If you are looking to finance a car - your only option is a car loan, right? No! Despite missing the 'car' in the title, a personal loan can be used for a range of loan requirements, including to finance a new car.

Personal Loans

05 Sep, 2014

3 min read

RateCity

RateCity in the Media: 2014 Jun, ACA: second chance loans

Personal Loans

29 Jul, 2014

1 min read

RateCity in the Media: 2014 Jun, ACA: second chance loans

Kate Cowling

How to conquer your debt

Australians are saving more than ever, but our household debt remains at high levels. According to the Reserve Bank of Australia, household debt has been consistent at 150 percent of household annual income for the past six years.

Personal Loans

08 Oct, 2013

3 min read

Kate Cowling

Personal loan or put it on the plastic?

In the credit card versus personal loan debate, it's important to weigh up costs and benefits.

Personal Loans

19 Aug, 2013

3 min read

Laine Gordon

Head of Public Relations

Personal debt levels soar

Personal finance commitments rose to $8.16 billion over the 12 months to April 2013.

Personal Loans

08 Jul, 2013

3 min read

Patricia Babalis

How to escape the debt trap

If your personal debt levels are creeping up, you're not alone - many Australians continue to battle mounting debt.

Personal Loans

30 Jan, 2012

3 min read

Kate Cowling

Should I borrow money to tick things off my bucket list?

Does your ever-growing bucket list include things like trekking the Himalayas or renovating the kitchen, but gets pushed into the too-hard basket from lack of spare cash? Well, you might be surprised to learn luxuries like these can actually bring you wealth, all with a little help from a personal loan.

Personal Loans

28 Feb, 2011

4 min read

Should I borrow money to tick things off my bucket list?

RateCity

Fixed personal loans

Like other types of loans, many personal loans offer fixed term borrowing options to help you manage your debt. Fixed term borrowing options for personal loans can be used to consolidate debts from high interest credit cards

Personal Loans

18 Feb, 2010

1 min read

Patricia Babalis

Using personal loans for a fresh start

If you're battling an escalating credit card bill, a personal loan could provide a low cost solution. A low-interest balance transfer may sound like an appealing option but a personal loan could provide bigger savings on interest.

Personal Loans

08 Feb, 2010

3 min read

RateCity

Shop around for the best personal loan

Savvy borrowers thinking about using current low interest rates to shop for a new loan or refinance old debts will need to do their homework to find the best personal loan deals.Personal loans still remain a cheaper option than many credit cards. The potential to lock in an unsecured loan at a fixed rate can also be attractive, so how do you make sure you find the best personal loan for your needs?

Personal Loans

25 Feb, 2009

3 min read

Laine Gordon

Head of Public Relations

Can't Buy Me Love Loans and relationships

What to do when the bills, credit cards, personal loans get in the way of your relationship - a Valentine’s Day guide to financial and relationship bliss. You love the same music and movies, share the same tastes in furniture, art and food. You even discuss politics and religion peacefully. But what about your attitudes to money?

Personal Loans

10 Feb, 2009

4 min read

Can't Buy Me Love Loans and relationships

Laine Gordon

Head of Public Relations

Second hand smarts Tips for buying a used car

Used cars can be a financial blessing or a beast of burden if a personal loan is taken out for a dodgy deal. But insurance companies like the National Roads and Motorists’ Authority (NRMA) and the Royal Automobile Club Queensland (RACQ) report that a second-hand car is not a problem, so long as you know what you’re looking for.

Personal Loans

14 Jan, 2009

4 min read