Laine Gordon

Head of Public Relations

Laine Gordon is the Head of Public Relations at RateCity. With a background in journalism, Laine brings over a decade of experience in personal finance to the team. She is passionate about helping people get out of debt, save money, and make better decisions about their own finances.

1218 articles written by Laine Gordon

Superannuation

Super Guarantee rise and the single parent home scheme start today: but beware of the fine print

Today two government initiatives kick off, designed to provide Australians with a more secure future, but not everyone is guaranteed to be a winner.

Home Loans

NAB hikes 2-, 3- and 4-year fixed home loan rates

Australia’s third largest lender, NAB, has hiked its 2-,3- and 4-year fixed rates for owner-occupiers paying principal and interest by up to 0.10 per cent.

Credit Cards

Bank fees fall, but Australians still fork out $3.56 billion

Australians forked out $3.56 billion in personal bank fees last financial year, new figures from the RBA show. This equates to around $364 per household in bank fees a year.

Home Loans

Rising property prices pushing more Australians to take on risky levels of debt

New figures from APRA show value of new home loans with a debt-to-income ratio of six and over climbed to $23.77 billion in March, an increase from 16 per cent to 19 per cent year-on-year as a proportion of new lending.

Bank Accounts

1 in 3 Australians have fallen victim to a financial scam

Almost one third of Australians have been hit by a financial scam, new RateCity research shows. Scams included credit card hacks, identity theft and people who had been tricked into handing over money.

Home Loans

Over 1 million homeowners have never experienced an RBA hike

While the Reserve Bank has left the cash rate unchanged at 0.10 per cent today, a rate hike is on the horizon in 2024 – the same time many homeowners will be coming off a 3-year fixed rate.

Home Loans

NAB cuts fixed rates, again

Australia’s third largest bank has cut its lowest 2-year fixed rate to 1.89 per cent today – a cut of 0.15 per cent.

Home Loans

Risky home loan lending on the rise

Data released by APRA today has confirmed the number of high-risk new home loans is increasing.

Home Loans

Westpac the third big bank to slash fixed rates

Westpac now has the lowest 2-year fixed rate in the market at 1.79 per cent.

Home Loans

$140 less a month: how falling mortgage repayments are pushing up property prices

The RBA has left the cash rate on hold today at 0.10 per cent, despite escalating property prices across the country.