Cashback home loan deals in April 2024

Looking for a cashback deal? They’re not as easy to come by as they used to be. With only a limited number of home loan cashback offers available for consideration, it's more important than ever to compare your options before deciding, so you can be confident you’re getting a deal that suits your needs.

Are you spending smarter? How saving can affect your budget

New data has revealed some of the spending and saving strategies that Australians are using to help manage cost of living pressures. But how could the way you manage these savings affect your household budget and financial goals?

Some of the top-rated savings accounts in April 2024

How long will you be able to make the most of the interest on your savings account? With economists forecasting interest rate cuts later in the year, the days of making maximum interest returns on your wealth may be numbered. There are a few different savings strategies you could consider, which could better suit some household budgets than others.

Some of the top-rated home loans in April 2024

While interest rates are important, Australia’s borrowers, first home buyers, investors and refinancers may also want to compare more than just rates when looking at home loans. When comparing home loan features and benefits, it’s important to consider which of these extras may offer you the most value in your financial situation, and help you to achieve your personal goals.

Some of the top-rated personal loans in April 2024

Australians are reportedly moving away from personal loans, in a partial reversal of an earlier uptick in lending activity earlier in the year. While new data shows a decline in personal lending overall, there are still competitive personal loans available for borrowers who know where to look.

Some of the top-rated car loans in April 2024

In every month of 2024 so far, Australians have broken a record for the number of vehicle purchases. A general swing towards electric vehicles (EVs) and other greener vehicles has also been recorded, with fuel-efficient technologies becoming more and more popular.

Cashback home loan deals in March 2024

The Reserve Bank of Australia (RBA) kept the national cash rate on hold at its March 2024 meeting. The number of cashbacks available to refinancers and first home buyers to compare also remained relatively steady this month.

Some of the top-rated home loans in March 2024

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

How do you avoid Lender's Mortgage Insurance?

Lenders Mortgage Insurance (LMI) can make a big impact on your mortgage budget if you plan to borrow with a low deposit. Whilethere are several options available to avoid LMI, some may better suit some borrowers more than others.

Can I get a personal loan to pay for my wedding?

It’s no secret that tying the knot can be an expensive proposition, with the W-word often being associated with higher than typical prices for many products and services. While you might be wedded to getting a personal loan to pay for it, it’s important to be aware of the risks involved before saying I Do to a bank or lender.