Bank of China
Bank of China (Australia) Limited provides personal and corporate banking products and services in Australia. Its deposit products include term deposits, demand deposit accounts, online savings accounts, cheque accounts, cash management call accounts, RMB deposits, and overseas student accounts. The company’s loan portfolio comprises home, secured personal, RMB secured personal, commercial, syndicated, business investment, and property loans, as well as lending against standby L/C or bank guarantee, global credit, and project finance.
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Bank of China home loans
Promoted
Standard Variable Rate Home Loan
Real Time Rating™
Owner Occupied
10% min deposit
P&I
Extra repayments
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
8.39%
p.a
Variable
Comparison Rate*
8.45%
p.a
Australian Credit Licence 287322
Promoted
Discount Home Loan
Real Time Rating™
Owner Occupied
20% min deposit
Interest Only
Offset Account
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
6.53%
p.a
Variable
Comparison Rate*
6.89%
p.a
Australian Credit Licence 287322
Promoted
Discount Home Loan
Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
7.69%
p.a
Variable
Comparison Rate*
7.87%
p.a
Australian Credit Licence 287322
Promoted
Discount Home Loan
Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
6.03%
p.a
Variable
Comparison Rate*
6.40%
p.a
Australian Credit Licence 287322
Promoted
Discount Home Loan
Real Time Rating™
Investor
20% min deposit
P&I
Offset Account
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
6.43%
p.a
Variable
Comparison Rate*
6.79%
p.a
Australian Credit Licence 287322
Promoted
Discount Home Loan
Real Time Rating™
Investor
20% min deposit
Interest Only
Offset Account
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
6.73%
p.a
Variable
Comparison Rate*
7.09%
p.a
Australian Credit Licence 287322
Promoted
Fixed Rate Home Loan
Real Time Rating™
Owner Occupied
10% min deposit
P&I
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
6.49%
p.a
Fixed - 5 years
Comparison Rate*
7.70%
p.a
Australian Credit Licence 287322
Promoted
Fixed Rate Home Loan
Real Time Rating™
Owner Occupied
10% min deposit
P&I
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
6.39%
p.a
Fixed - 4 years
Comparison Rate*
7.80%
p.a
Australian Credit Licence 287322
Promoted
Discount Home Loan
Real Time Rating™
Owner Occupied
10% min deposit
Interest Only
Extra repayments
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
7.69%
p.a
Variable
Comparison Rate*
7.87%
p.a
Australian Credit Licence 287322
Promoted
Fixed Rate Home Loan
Real Time Rating™
Owner Occupied
10% min deposit
Interest Only
Cashback
Refinance Cashback of $4000 for refinances. Annual fee waived for new customers who setup direct debit of loan repayments. T&Cs apply. ~ Ends in about 1 monthInterest Rate
6.99%
p.a
Fixed - 5 years
Comparison Rate*
7.92%
p.a
Australian Credit Licence 287322
Product data updated on 30 Nov 2023