G&C Mutual Bank home loans

Promoted

Standard Variable

Real Time Rating™
Investor
10% min deposit
P&I
Offset Account
Interest Rate

9.21%

p.a

Variable

Comparison Rate*

9.28%

p.a

Promoted

Choice Home Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments
Interest Rate

6.74%

p.a

Variable

Comparison Rate*

6.77%

p.a

Promoted

Essential Worker Home Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account
Interest Rate

6.04%

p.a

Variable

Comparison Rate*

6.07%

p.a

Promoted

Fixed Rate Home Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Extra repayments
Interest Rate

6.05%

p.a

Fixed - 3 years

Comparison Rate*

6.11%

p.a

G&C Mutual Bank personal loans

Promoted

Fair Rate Personal Loan Diamond

Gold Award Winner 2023

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

7.99%

p.a

Variable

Comparison Rate*

8.20%

p.a

Variable

Promoted

Fair Rate Personal Loan Emerald

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

9.99%

p.a

Variable

Comparison Rate*

10.21%

p.a

Variable

Promoted

Fair Rate Personal Loan Sapphire

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

10.99%

p.a

Variable

Comparison Rate*

11.21%

p.a

Variable

Promoted

Fair Rate Personal Loan Ruby

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

12.99%

p.a

Variable

Comparison Rate*

13.21%

p.a

Variable

G&C Mutual Bank car loans

Promoted

Car Loan Fixed

Real Time Rating™
$0 to $150k
1 to 7 years
New or used car
Fixed Rate
Interest Rate

7.99%

p.a

Fixed

Comparison Rate*

8.26%

p.a

Fixed

G&C Mutual Bank credit cards

Promoted

Platinum Visa Credit Card

Apple, Google & Samsung Pay

Bonus Points

Earn 50,000 Qantas Points when you spend $5,000 on eligible purchases within 90 days. Earn 10,000 bonus Qantas Points each year.
Purchase Rate

19.99%

p.a

Annual Fee

$299

Promoted

Low Rate Visa Credit Card

Apple, Google & Samsung Pay
Low annual fee
Purchase Rate

7.49%

p.a

Annual Fee

$50

G&C Mutual Bank savings accounts

Promoted

Pensioner Plus Account

Real Time Rating™
App banking
Online banking
Maximum rate

2.50%

p.a

Base rate

2.50%

p.a

Promoted

Reward Me Saver Account

Real Time Rating™
App banking
Online banking
Maximum rate

1.00%

p.a

Base rate

1.00%

p.a

Promoted

Bonus Saver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Deposit a minimum amount of $100 within the calendar month

Maximum rate

4.65%*

p.a

Base rate

0.10%

p.a

Promoted

iNet Saver Account

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

1.50%

p.a

Base rate

1.50%

p.a

G&C Mutual Bank bank accounts

Promoted

Access Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card

*Fees waived when deposit $5,000 Monthly

Account Keeping Fees
ATM Fee

Over 3,000 Westpac Group ATMs

Debit Card Type

Visa

Maximum Interest rate

G&C Mutual Bank term deposits

Promoted

Term Deposit (2 years)

Real Time Rating™
24 months
Automatic maturity rollover
Joint application available
Interest rate

5.00%

p.a

for 24 months

Min. deposit

$1,000

Next rate increased
Max rate

5.00%

p.a

for 24 months

Promoted

Term Deposit (3 years)

Real Time Rating™
36 months
Automatic maturity rollover
Joint application available
Interest rate

5.30%

p.a

for 36 months

Min. deposit

$1,000

Next rate increased
Max rate

5.30%

p.a

for 36 months

Promoted

Term Deposit (4 years)

Real Time Rating™
48 months
Automatic maturity rollover
Joint application available
Interest rate

4.25%

p.a

for 48 months

Min. deposit

$1,000

Next rate increased
Max rate

4.25%

p.a

for 48 months

Promoted

Term Deposit (5 years)

Real Time Rating™
60 months
Automatic maturity rollover
Joint application available
Interest rate

4.25%

p.a

for 60 months

Min. deposit

$1,000

Next rate increased
Max rate

4.25%

p.a

for 60 months