G&amp;C Mutual Bank

2.34

% p.a

Variable

2.36

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

2.74

% p.a

Variable

2.75

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Parents can sign as guarantor

Real Time Rating™

2.44

% p.a

Variable

2.46

% p.a

Interest rates ranked in the best 20%
No upfront or ongoing fees
100% full offset account
Suitable for low deposits

Real Time Rating™

4.90

% p.a

Variable

4.94

% p.a

No ongoing fees
100% full offset account
Suitable for low deposits
Extra repayments and redraw facility

Real Time Rating™

Product data updated on 28 May 2022

G&C Mutual Bank personal loans

5.99

% p.a

Variable

6.20

% p.a

Variable

Interest rates ranked in the best 20%
No ongoing fees
Application fees ranked in the lowest 20%
No early exit penalty

Real Time Rating™

7.99

% p.a

Variable

8.20

% p.a

Variable

Lower than average rate
No ongoing fees
Application fees ranked in the lowest 20%
No early exit penalty

Real Time Rating™

8.99

% p.a

Variable

9.20

% p.a

Variable

Lower than average rate
No ongoing fees
Application fees ranked in the lowest 20%
No early exit penalty

Real Time Rating™

10.99

% p.a

Variable

11.21

% p.a

Variable

No ongoing fees
Application fees ranked in the lowest 20%
No early exit penalty
Unlimited extra repayments

Real Time Rating™

Product data updated on 28 May 2022

G&C Mutual Bank car loans

5.99

% p.a

Fixed

6.25

% p.a

Lower than average rate
No ongoing fees
Lower than average application fees
No early exit penalty

Real Time Rating™

Product data updated on 28 May 2022

G&C Mutual Bank credit cards

Purchase Rate

18.74

% p.a

Annual Fee

$249

Lower than average ongoing purchase rate
Rewards Available through Qantas Frequent Flyer
Free supplementary cards
Concierge

Purchase Rate

7.49

% p.a

Annual Fee

$50

Ongoing purchase rate ranked in the best 20%
Lower than average annual fee
Free supplementary cards

Product data updated on 28 May 2022

G&C Mutual Bank savings accounts

0.15

% p.a

0.15

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees
No minimum balance

Real Time Rating™

% p.a

% p.a

Maximum interest rate ranked in the best 20% (conditions may apply)
No ongoing fees
No minimum balance

Real Time Rating™

% p.a

% p.a

No ongoing fees
No minimum balance

Real Time Rating™

0.51%*

% p.a

0.01

% p.a

*Deposit a minimum amount of $100 within the calendar month

Better than average maximum interest rate
Ongoing bonus interest (conditions apply)
No ongoing fees
No minimum balance

Real Time Rating™

Product data updated on 28 May 2022

G&C Mutual Bank bank accounts

Account Keeping Fees

$6*

Monthly

ATM Fee

Over 3,000 Westpac Group ATMs

Card Type

Visa

Maximum Interest rate

0.00%

*Fees waived when deposit $5,000 Monthly

Linked Visa debit card
App banking available
Send and receive funds with New Payments Platform, eg. PayID

Real Time Rating™

Product data updated on 28 May 2022

G&C Mutual Bank term deposits

Interest rate

1.35

% p.a

for 6 months

Min. deposit

$1,000

Next rate increased

1.50

% p.a

for 9 months

Max rate

2.00

% p.a

for 12 months

Automatic maturity rollover

Real Time Rating™

Product data updated on 28 May 2022