GMCU home loans

Promoted

Standard Variable Home Loan

Real Time Rating™
Investor
20% min deposit
P&I
Offset Account
Interest Rate

8.44%

p.a

Variable

Comparison Rate*

8.52%

p.a

Promoted

Basic Variable Home Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

7.67%

p.a

Variable

Comparison Rate*

7.83%

p.a

Promoted

Fixed Housing Loans

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

6.19%

p.a

Fixed - 3 years

Comparison Rate*

7.39%

p.a

Promoted

Basic Variable Special Offer Plus

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Extra repayments
Interest Rate

7.67%

p.a

Variable

Comparison Rate*

7.39%

p.a

GMCU personal loans

Promoted

Fully Secured Personal Loan

Real Time Rating™
0 to 8 years
Secured
Variable Rate
No ongoing fees
Interest Rate

7.79%

p.a

Variable

Comparison Rate*

From

8.04%

p.a

Variable up to 8.04%

Promoted

Unsecured Personal Loan

Real Time Rating™
0 to 8 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

16.40%

p.a

Variable

Comparison Rate*

16.63%

p.a

Variable

GMCU savings accounts

Promoted

Advantage Saver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*make no withdrawals and deposit at least $20 each month

Maximum rate

4.50%*

p.a

Base rate

0.01%

p.a

Promoted

Online Saver Account

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

1.05%

p.a

Base rate

1.05%

p.a

GMCU bank accounts

Promoted

My Everyday Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$1

Debit Card Type

Visa

Maximum Interest rate

0.10%

GMCU term deposits

Promoted

Fixed Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

3.50%

p.a

for 3 months

Min. deposit

$25,000

Next rate increased

3.50%

p.a

for 3 months

Max rate

4.85%

p.a

for 12 months