LCU home loans

Promoted

Intelligent Mortgage 300

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account
Interest Rate

5.75%

p.a

Variable

Comparison Rate*

5.81%

p.a

Promoted

Savvy First Home Buyer Loan

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account
Interest Rate

5.49%

p.a

Variable

Comparison Rate*

5.91%

p.a

Promoted

Introductory Home Loan Offer

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

5.79%

p.a

Intro 12 months

Comparison Rate*

6.03%

p.a

Promoted

Property Investment Mortgage

Real Time Rating™
Investor
20% min deposit
Interest Only
Offset Account
Interest Rate

6.75%

p.a

Fixed - 1 year

Comparison Rate*

6.03%

p.a

LCU personal loans

Promoted

Green Personal Loan

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

9.25%

p.a

Variable

Comparison Rate*

9.28%

p.a

Variable

Promoted

Home Renovation Loan

Real Time Rating™
0 to 10 years
Secured
Variable Rate
No ongoing fees
Interest Rate

10.85%

p.a

Variable

Comparison Rate*

10.88%

p.a

Variable

Promoted

Share Loan

Real Time Rating™
0 to 5 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

13.65%

p.a

Variable

Comparison Rate*

13.68%

p.a

Variable

Promoted

Personal Loan

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

15.25%

p.a

Variable

Comparison Rate*

15.25%

p.a

Variable

LCU car loans

Promoted

Drive Away Car Loan

Real Time Rating™
$1k to $75k
0 to 10 years
Variable Rate
Secured
Interest Rate

10.50%

p.a

Variable

Comparison Rate*

10.54%

p.a

Variable

Promoted

Car Loan

Real Time Rating™
$1k to $75k
0 to 10 years
New or used car
Variable Rate
Interest Rate

8.05%

p.a

Variable

Comparison Rate*

8.09%

p.a

Variable

Promoted

Green Car Loan

Real Time Rating™
$1k to $75k
0 to 10 years
Variable Rate
Secured
Interest Rate

9.50%

p.a

Variable

Comparison Rate*

9.54%

p.a

Variable

LCU savings accounts

Promoted

Savvy Saver Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking
Linked account required

*Deposit at least $200 per month and make no withdrawals

Maximum rate

2.40%*

p.a

Base rate

0.01%

p.a

Promoted

Young & Free Student Account

Real Time Rating™
App banking
Online banking
Maximum rate

Not Applicable

Base rate

Not Applicable

Promoted

E*Saver

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

1.45%

p.a

Base rate

1.45%

p.a

LCU term deposits

Promoted

Fixed Term Deposits

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

2.35%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

2.85%

p.a

for 6 months

Max rate

4.60%

p.a

for 36 months