Police Credit Union home loans

Promoted

Standard Variable Home Loan

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Offset Account
Interest Rate

7.24%

p.a

Variable

Comparison Rate*

7.30%

p.a

Promoted

Better Special Variable Loan

Real Time Rating™
Owner Occupied
20% min deposit
P&I
Offset Account
Interest Rate

5.89%

p.a

Variable

Comparison Rate*

5.94%

p.a

Promoted

Better Investment Loan

Real Time Rating™
Investor
20% min deposit
P&I
Offset Account
Interest Rate

5.94%

p.a

Variable

Comparison Rate*

5.99%

p.a

Promoted

Better Home Loan

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Offset Account
Interest Rate

6.44%

p.a

Variable

Comparison Rate*

6.50%

p.a

Police Credit Union personal loans

Promoted

Solar Eco Loan

Real Time Rating™
0 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

5.99%

p.a

Variable

Promoted

Unsecured Fixed Personal Loan

Real Time Rating™
0 to 5 years
Unsecured
Fixed Rate
No ongoing fees
Interest Rate

11.90%

p.a

Fixed

Comparison Rate*

12.19%

p.a

Fixed

Police Credit Union car loans

Promoted

Low Rate Car Loan

Real Time Rating™
From $20k
0 to 7 years
New or used car
Variable Rate
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.26%

p.a

Variable

Promoted

Better Car Loan Fixed

Real Time Rating™
From $20k
0 to 5 years
New or used car
Fixed Rate
Interest Rate

6.24%

p.a

Fixed

Comparison Rate*

6.51%

p.a

Fixed

Promoted

Better Car Loan Variable

Real Time Rating™
From $5k
0 to 7 years
New or used car
Variable Rate
Interest Rate

7.24%

p.a

Variable

Comparison Rate*

7.51%

p.a

Variable

Police Credit Union credit cards

Promoted

Extralite

Apple, Google & Samsung Pay
No annual fee
Purchase Rate

13.99%

p.a

Annual Fee

$0

Police Credit Union savings accounts

Promoted

Focus Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Minimum balance of $200 and minimum deposit of $200 per month and no withdrawals per month. Maximum Balance $1,000,000 (cumulative)

Maximum rate

4.75%*

p.a

Base rate

Not Applicable

Promoted

Beans Savings Account

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Minimum deposit of $10 per month and no withdrawals per month

Maximum rate

3.85%*

p.a

Base rate

0.20%

p.a

Promoted

iSavings

Real Time Rating™
App banking
Online banking
Linked account required
Maximum rate

2.10%

p.a

Base rate

2.10%

p.a

Promoted

Master Club

Real Time Rating™
App banking
Online banking
Maximum rate

1.60%

p.a

Base rate

1.60%

p.a

Police Credit Union bank accounts

Promoted

Redi Access Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities
Visa debit card
Account Keeping Fees
ATM Fee

$1

Debit Card Type

Visa

Maximum Interest rate

Police Credit Union term deposits

Promoted

Term Deposit

Real Time Rating™
3 months
Automatic maturity rollover
Interest payment to other institution
Interest rate

3.90%

p.a

for 3 months

Min. deposit

$50,000

Next rate increased

3.90%

p.a

for 3 months

Max rate

4.95%

p.a

for 12 months