Unity Bank home loans

Promoted

Advantage Plus

Real Time Rating™
Owner Occupied
10% min deposit
P&I
Extra repayments
Interest Rate

6.74%

p.a

Fixed - 1 year

Comparison Rate*

7.81%

p.a

Promoted

Advantage

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Extra repayments
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

6.06%

p.a

Promoted

First Home Buyer Advantage Plus

Real Time Rating™
Owner Occupied
5% min deposit
P&I
Offset Account
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

5.99%

p.a

Promoted

First Home Buyer Advantage Plus

Real Time Rating™
Owner Occupied
40% min deposit
P&I
Offset Account
Interest Rate

5.99%

p.a

Variable

Comparison Rate*

5.99%

p.a

Unity Bank personal loans

Promoted

Premium Personal Loan

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
No ongoing fees
Interest Rate

11.99%

p.a

Variable

Comparison Rate*

12.21%

p.a

Variable

Promoted

Consolidator

Real Time Rating™
1 to 7 years
Unsecured
Variable Rate
Interest Rate

17.99%

p.a

Variable

Comparison Rate*

18.53%

p.a

Variable

Unity Bank car loans

Promoted

Fixed Car Loan (Car up to 7 Years)

Real Time Rating™
From $10k
1 to 10 years
New or used car
Fixed Rate
Interest Rate

7.19%

p.a

Fixed

Comparison Rate*

7.54%

p.a

Fixed

Unity Bank savings accounts

Promoted

MoneyMAX Account

Real Time Rating™
App banking
Online banking
Maximum rate

4.90%

p.a

Base rate

4.90%

p.a

Promoted

Power Up eSaver Account

Real Time Rating™
App banking
Online banking
Maximum rate

2.90%

p.a

Base rate

2.90%

p.a

Promoted

Bonus Saver

Real Time Rating™
Bonus interest with conditions
App banking
Online banking

*Deposit $50 per month and make no withdrawals

Maximum rate

4.50%*

p.a

Base rate

0.01%

p.a

Promoted

Pensioner Security Account

Real Time Rating™
App banking
Online banking
Maximum rate

2.76%

p.a

Base rate

2.76%

p.a

Unity Bank bank accounts

Promoted

Access Savings Account

Real Time Rating™
App banking
Online banking
Overseas ATM facilities

*Fees waived when deposit $5,000 null

Account Keeping Fees
ATM Fee

$0

Debit Card Type

Maximum Interest rate

Unity Bank term deposits

Promoted

Term Deposits

Real Time Rating™
3 months
Automatic maturity rollover
Joint application available
Maturity alert by email
Interest rate

3.50%

p.a

for 3 months

Min. deposit

$1,000

Next rate increased

4.10%

p.a

for 6 months

Max rate

5.00%

p.a

for 12 months