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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

Laine Gordon

Head of Public Relations

Home owners flounder while banks flourish in record profits

The Commonwealth Bank is the latest major bank to see record profits for the first half of the 2009-10 financial year. This has sparked concerns that interest rates will remain inflated above expected levels, placing thousands more home loan borrowers in the red.

Home Loans

24 Feb, 2010

3 min read

Home owners flounder while banks flourish in record profits

Laine Gordon

Head of Public Relations

Tough times ahead How to manage your mortgage

Chances are you’re going to be living with your home loan for quite a while. And that means being able to handle the mortgage in good – and not so good, times.

Home Loans

24 Feb, 2010

3 min read

Tough times ahead How to manage your mortgage

Kate Cowling

Financial claims scheme: Australian deposit guarantee

During the global financial crisis the Federal Government followed many developed nations by introducing a home loan guarantee. The financial claims scheme applies to a range of deposits.

Home Loans

19 Feb, 2010

2 min read

Financial claims scheme: Australian deposit guarantee

Laine Gordon

Head of Public Relations

No government guarantee to shake up home loan market

The Australian Government is taking away the home loan guarantee that supported lenders during the global financial crisis, in an effort to urge the economy towards independent recovery.

Home Loans

15 Feb, 2010

3 min read

No government guarantee to shake up home loan market

Laine Gordon

Head of Public Relations

Home loan dilemma Aussies caught between interest rate hikes

The time to purchase a home loan may be nigh, as consumer confidence and economic indicators suggest more rate rises in the first half of 2010. Now the decision for home buyers is whether to rush into the market before the rate hikes, or wait until rates settle to compare home loans for the best offers.

Home Loans

01 Feb, 2010

3 min read

Home loan dilemma Aussies caught between interest rate hikes

Laine Gordon

Head of Public Relations

2009 A year in review for home loans

2009 was a big year for home loans, with hundreds of lessons to be learned for home buyers. Going into the New Year, home buyers will hate to repeat past mistakes. So what have we learned from 2009?

Home Loans

18 Jan, 2010

3 min read

Laine Gordon

Head of Public Relations

Freebies for the picking loans with extras

In an environment of rising rates it makes sense to get every ounce of value from your mortgage lender, and there are plenty of freebies available if you know where to look. The idea of getting something for nothing holds universal appeal. However it’s essential to check that the freebies don’t come at the cost of a higher rate and fees.

Home Loans

18 Jan, 2010

3 min read

Freebies for the picking loans with extras

RateCity

Compare and save: home loans

Comparing home loans can take up hours of your time but it's a necessary part in the home buying process. Luckily you can now compare thousands of home loans in one place, which makes shopping around just a little bit easier.

Home Loans

04 Jan, 2010

1 min read

RateCity

Make your home loan portable

When comparing home loans, an important feature to consider is home loan portability. Many home loans offer loan portability as a standard option available, which is the ability to move your loan from one property to another.

Home Loans

04 Jan, 2010

1 min read

RateCity

What is a honeymoon period?

Home loans and mortgages can offer you a honeymoon period, which are suppose to help alleviate the burden of a loan for a short initial period of time, often with a low introductory interest rate.

Home Loans

16 Dec, 2009

2 min read

RateCity

Top home loans

If you are looking to compare the top home loans, then you've come to the right place. At RateCity, you are able to compare and apply for the top home loans on offer by hundreds of lenders and search through thousands of products.

Home Loans

16 Dec, 2009

1 min read