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Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
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Bad credit history? Try Pepper Home Loans
Pepper Home Loans is a specialist lender offering a wide variety of non conforming home loans and understand that not everyone has a perfect credit history, or are able to prove an income stream.
Home Loans
09 Jul, 2009
1 min read
![Bad credit history? Try Pepper Home Loans](https://images.ratecity.com.au/large/20171116173211/AUD14.jpg)
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Where to get the top home loan advice
When it comes to getting information about home loans, there will be a line people ready to offer you their advice. When it comes down to the crunch there is no better method then conducting your own research and consulting an expert.
Home Loans
09 Jul, 2009
2 min read
![Where to get the top home loan advice](https://images.ratecity.com.au/large/20171116173248/AUD17.jpg)
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Select a home loan based on your reasons for buying!
Like selecting a health insurance policy, finding a home loan can be timely work. One thing that can save you plenty of time and narrow down your search criteria is - knowing why you are buying a home.
Home Loans
09 Jul, 2009
2 min read
![Select a home loan based on your reasons for buying!](https://images.ratecity.com.au/large/20171116173112/AUD9.jpg)
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Your home loan interest rate options
If you're in the market for a home loan, you will have four interest rate options to choose from: Introductory rate, fixed rate, variable rate or a split loan.
Home Loans
02 Jul, 2009
1 min read
![Your home loan interest rate options](https://images.ratecity.com.au/large/20171116173140/AUD13.jpg)
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Credit impaired home loans
Bad credit home loans also known as credit impaired home loans tend to suit borrowers who have experienced credit tribulations in the past. This can make it extremely difficult for them to have a regular mortgage application approved
Home Loans
02 Jul, 2009
1 min read
![Credit impaired home loans](https://images.ratecity.com.au/large/20171116173125/AUD11.jpg)
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RateCity
Bad credit: What are your home loan options?
If you have ended up with a little black mark next to your credit history or recently started a new job, you do have the option of applying for a bad credit loan, otherwise known as a non-conforming loan, or low doc loan.
Home Loans
02 Jul, 2009
2 min read
![Bad credit: What are your home loan options?](https://images.ratecity.com.au/large/20171116173435/AUD21.jpg)
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Find a home loan that suits you
Whether you are buying your first home, refinancing or purchasing an investment property, make sure you compare the best home loans on the market to see if home ownership is a good financial step for you.
Home Loans
02 Jul, 2009
2 min read
![Find a home loan that suits you](https://images.ratecity.com.au/large/20171116173125/AUD11.jpg)
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RateCity
Home loan interest rates
At the time of writing, home loan interest rates have been sitting at low levels since the RBA's April 2009 decision to drop the cash rate to 3.00%. But while the central bank sets the interest rate, not all banks and lenders decide to pass the rate cut onto consumers.
Home Loans
02 Jul, 2009
1 min read
![Home loan interest rates](https://images.ratecity.com.au/large/20171116173611/AUD25.jpg)
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Comparing Australian home loans
Comparing the abundance of home loans in Australia can be daunting. The Australian home loan market is a competitive field between Australia's big banks, credit unions and building societies
Home Loans
02 Jul, 2009
1 min read
![Comparing Australian home loans](https://images.ratecity.com.au/large/20171116173104/AUD8.jpg)
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Mortgage rate statistics and tools
For the most comprehensive list of competitive mortgage rates available on the market see our home loans table. Or to compare some of the cheapest products and features in Australia use our mortgage comparison tools.
Home Loans
19 Mar, 2009
1 min read
![Mortgage rate statistics and tools](https://images.ratecity.com.au/large/20171116173017/AUD2.jpg)
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RateCity
Tips: variable rate home loans
Variable home loans are the standard loans that most people apply for. Compare thousands of variable home loans to find the most suitable for you.
Home Loans
08 Jan, 2009
1 min read
![Tips: variable rate home loans](https://images.ratecity.com.au/large/20171116173428/AUD20.jpg)
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First Home Buyer Loan
Compare first home buyer loans from Australia's top banks and institutions at RateCity. Search by lowest interest rate, and compare features such as loan protection insurance and mortgage offset
Home Loans
28 Nov, 2008
1 min read
![First Home Buyer Loan](https://images.ratecity.com.au/large/20171116173441/AUD22.jpg)
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