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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
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Promoted home loans products
First Home Buyer Loan
Real Time Rating™
- Owner Occupied
- Variable
- 5% min deposit
- P&I
Interest rate p.a.
4.99%
Comparison rate* p.a.
5.04%
Australian Credit Licence 238311
Fees & charges apply
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.19%
Comparison rate* p.a.
5.10%
Australian Credit Licence 234945
Fees & charges apply
Variable Home Loan
Real Time Rating™
- Owner Occupied
- Variable
- 10% min deposit
- P&I
Interest rate p.a.
5.29%
Comparison rate* p.a.
5.33%
Australian Credit Licence 395219
Fees & charges apply
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- Special
- Investor
- Variable
- 20% min deposit
Interest rate p.a.
5.39%
Comparison rate* p.a.
5.30%
Australian Credit Licence 234945
Fees & charges apply
Product data updated on 3 Nov 2025