- Home
- Home Loans
- Articles
Home Loans Articles
Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.
Alex Ritchie
Personal Finance Editor
Tax deductions for your investment property
To make the most from your investment property, it helps to better understand its tax deductions. Find out more.
Home Loans
01 Nov, 2023
4 min read
Alex Ritchie
Personal Finance Editor
How to increase the value of your home
Whether you are considering selling your property, or trying to maximise your return on investment through lifting your rental income, increasing the value of your home is a worthwhile endeavour.
Home Loans
24 Oct, 2023
3 min read
Vidhu Bajaj
Personal Finance Writer
The fixed versus variable home loan debate
Learn the difference between fixed and variable rate home loans. Make an informed choice regarding what’s better for your situation.
Home Loans
23 Oct, 2023
6 min read
Mark Bristow
Personal Finance Editor
House Appraisal vs Market Value: how much is your home worth?
What is a property actually worth? The answer may depend on if you were to ask a real estate agent or a valuer working for a mortgage lender.
Home Loans
17 Oct, 2023
6 min read
Mark Bristow
Personal Finance Editor
Heritage home renovations explained
Buying and renovating an older property can be an affordable and satisfying way to improve your quality of life at home, or to add more value to an investment. However, renovating a home old enough to qualify for heritage listing can bring with it a whole set of new complications. Be prepared for extra work and hassle, but also extra satisfaction!
Home Loans
17 Oct, 2023
4 min read
Vidhu Bajaj
Personal Finance Writer
Are holiday homes a good investment?
Planning to invest in a holiday home? Consider its purpose, pros and cons, and how you can protect your holiday home against damage.
Home Loans
16 Oct, 2023
7 min read
Vidhu Bajaj
Personal Finance Writer
What is rentvesting?
In this article we break down what rentvesting is all about, including what it means, how it works, and its pros and cons.
Home Loans
05 Oct, 2023
9 min read
Alex Ritchie
Personal Finance Editor
Which type of home loan is best?
There is no one-size-fits-all best home loan type. In fact, there are several home loan types available to suit a range of homeowners in Australia.
Home Loans
26 Sep, 2023
5 min read
Mark Bristow
Personal Finance Editor
Is negative gearing to blame for house unaffordability?
Negative gearing allows investors to claim any losses they incur on an investment property against their personal tax income and is often accused of driving up the price of property by encouraging investors to enter the market. Some economists have called for it to be abolished, and many blame it for Australia’s housing unaffordability.
Home Loans
22 Sep, 2023
6 min read
Mark Bristow
Personal Finance Editor
How to invest in Australian property as a non-resident
Investing in Australian property can often prove lucrative for international investors, thanks to the high-quality lifestyle, and choice of locations. If you want to invest in Australian property, you’ll need to understand the rules and regulations governing non-resident borrowers. Before your application for a non-resident home loan can be approved, the government authorities will evaluate it.
Home Loans
22 Sep, 2023
6 min read
Alex Ritchie
Personal Finance Editor
Fixed vs variable rates: which is better, and can you have both?
Whether you are buying your first home, refinancing or purchasing an investment property, make sure you compare the best home loans on the market to see if home ownership is a good financial step for you.
Home Loans
22 Sep, 2023
5 min read
Mark Bristow
Personal Finance Editor
What is a mortgage registration fee?
When you buy or refinance a property, there are some extra costs to budget for. As well as covering your lender’s upfront fees, there are government charges to consider, such as the mortgage registration fee, which covers the cost of adding the mortgage on your home to the land titles office in your state or territory.
Home Loans
20 Sep, 2023
4 min read
Trending articles
Mark Bristow
Personal Finance Editor
05 Nov, 2024
What is Lender's Mortgage Insurance?
Vidhu Bajaj
Personal Finance Writer
29 Oct, 2024
Getting a home loan as a sole trader in Australia
Vidhu Bajaj
Personal Finance Writer
28 Oct, 2024
What is a loan to value ratio on a reverse mortgage
Popular searches
Best mortgages
>Fixed rate home loans
>Low interest home loans
>Variable rate home loans
>SMSF home loans
>Interest only home loans
>Investor home loans
>First mortgages
>Construction home loans
>Bridging home loans
>Low deposit home loans
>Home loan refinance calculator
>Related calculators
Home loan repayment calculator
>Borrowing power calculator
>Refinance calculator
>Stamp duty calculator
>Lender mortgage insurance (LMI) calculator
>Find a local mortgage broker
Get expert home loan advice and assistance with your mortgage application.