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Learn more about how to manage your personal finances with RateCity's home loan articles, including how-to-guides on comparing home loan interest rates, fees, features and other benefits.

RateCity

RateCity in the Media: 2014 Jan, Ten Eyewitness: low rates

There are big savings to be made on home loans right now, as NAB drops it's fixed interest rate to a 20-year low.

Home Loans

29 Jul, 2014

1 min read

RateCity in the Media: 2014 Jan, Ten Eyewitness: low rates

Laine Gordon

Head of Public Relations

Mortgage rates hit all-time low

Sure, we all know to use a home loan calculator to establish borrowing capacity. But what about a home loan comparison? Recent changes may please you.

Home Loans

27 Jul, 2014

3 min read

Laine Gordon

Head of Public Relations

How to negotiate a home purchase

Have you used a home loan calculator to work out your borrowing capacity? Be sure to secure loan pre-approval before you start negotiating a home purchase.

Home Loans

24 Jul, 2014

3 min read

Kate Wick

How to haggle for a better deal

Whether you're doing your weekly grocery shop or hunting down a low rate mortgage, the thought of a bargain is all too enticing. If you can get a cheaper price than what's marked down, you'd take the better deal, right?

Home Loans

24 Jul, 2014

4 min read

Laine Gordon

Head of Public Relations

Stocks drop: Property investors rejoice

A dip in the nation's housing stock presents opportunities for investors, as would-be buyers look to rent property instead.

Home Loans

16 Jul, 2014

3 min read

Laine Gordon

Head of Public Relations

Investors beware: house prices don't always rise

Investing in bricks and mortar is a safe bet, right? According to the Reserve Bank of Australia (RBA), this is not always the case as the central bank warns home investment won't always bring home the bacon.

Home Loans

15 Jul, 2014

3 min read

Investors beware: house prices don't always rise

Laine Gordon

Head of Public Relations

Homeownership falling away for the young

While current low interest rates are making home loans more affordable, competition for properties is leading more young Australians to stay at home for longer, or rent rather than buy.

Home Loans

10 Jul, 2014

3 min read

Homeownership falling away for the young

Kate Wick

Australians sacrificing lifestyle for mortgages

Australians are ditching the fancy meals out in order to save for home loans faster. Setting up the right savings account is essential.

Home Loans

08 Jul, 2014

3 min read

Australians sacrificing lifestyle for mortgages

Laine Gordon

Head of Public Relations

Should you go guarantor for your kids?

Becoming a guarantor for your kids is a great way to help them enter the property market. But there are numerous risks involved too.

Home Loans

03 Jul, 2014

3 min read

Kate Wick

VIDEO: July RBA Wrap - RateCity news update

The good news keeps coming for Australian home owners and potential buyers, with the Reserve Bank of Australia (RBA) announcing it is leaving interest rates on hold at 2.5 percent – for a least another month.

Home Loans

01 Jul, 2014

3 min read

VIDEO: July RBA Wrap - RateCity news update

Kate Wick

Tips for building a new home

Building a new home from scratch has a lot of advantages and you just got an extra incentive to look at home loans for a newly-built home, thanks to the changes to the First Home Owners Grant (FHOG) in the state budget.

Home Loans

30 Jun, 2014

3 min read

Laine Gordon

Head of Public Relations

Signs it's time to move house

Like the dreaded seven-year itch, if you've been living in your present home for a while it's not unusual to suddenly feel the urge to refinance your home loan and move. And don't worry - you're not alone.

Home Loans

26 Jun, 2014

3 min read