Best 3-year fixed rate principal and interest home loan

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Best 3-year fixed rate principal and interest home loan

RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.

Ranking	Product	Advertised Rate	Comparison Rate*	Company	Monthly Repayment	Features	Real Time Rating™
1 1 position up today	Live-in Fixed	1.99% Fixed - 3 years	2.15%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	4.07 / 5
2 1 position down today	Well Balanced	2.04% Fixed - 3 years	2.17%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	4.11 / 5
3 1 position up today	Star Classic Owner Occupied Fixed Special special Special rate for loan size up to $850k.~ Ends in about 1 month	1.95% Fixed - 3 years	2.35%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 75% Extra Repayments Interest Only Owner Occupied	3.88 / 5
4 1 position down today	Special Offer - 3 yr Fixed P&I	1.99% Fixed - 3 years	2.70%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.97 / 5
5 1 position down today	Advantage Package Cashback Up to $4,000 Refinance Cashback ~ Ends in 2 months	1.99% Fixed - 3 years	3.28%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied	4.07 / 5
6 1 position down today	Home Package Plus Cashback Get up to $3,000 cash bonus when you refinance with an eligible Suncorp Bank Home Loan.~ Ends in 22 days	1.99% Fixed - 3 years	2.90%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.77 / 5
7 1 position down today	Basic Home Loan (Refinance)	2.09% Fixed - 3 years	2.43%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	3.83 / 5
8 1 position up today	Home Owners Dream Fixed	1.99% Fixed - 3 years	2.61%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.69 / 5
9 3 position up today	Fixed Loan	2.04% Fixed - 3 years	2.80%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	3.76 / 5
10 2 position down today	AMP Bank Professional Package Home Loan Fixed (Principal and Interest)	1.97% Fixed - 3 years	3.01%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	3.53 / 5
11 3 position up today	Fixed Rate Home Loan	1.98% Fixed - 3 years	2.79%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	3.70 / 5
12 1 position down today	Fixed Home Loan Cashback Get $2000 cashback on settlement for eligible applications of $250,000 or more received by 30 November 2020~ Ends in 4 days	2.15% Fixed - 3 years	2.62%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.52 / 5
13 3 position down today	Mortgage Plus	2.09% Fixed - 3 years	2.94%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.62 / 5
14 15 position up today	Premium Home Loan Package	1.99% Fixed - 3 years	3.15%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	3.68 / 5
15 2 position down today	Premier Package Home Loan	1.99% Fixed - 3 years	3.10%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.52 / 5
16 3 position down today	Advantage Package Cashback Refinance Cashback offer - $4,000 cashback per property refinanced~ Ends in 2 months	2.09% Fixed - 3 years	3.37%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied	3.69 / 5
17 2 position down today	Complete Home Loan Fixed	2.19% Fixed - 3 years	2.89%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	3.61 / 5
18 1 position up today	Freedom Fixed	2.44% Fixed - 3 years	2.56%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.49 / 5
19 3 position down today	Reward Me Fixed Rate Home Loan Cashback $3000 cashback when you refinance. ~ Ends in 3 days	2.04% Fixed - 3 years	2.73%	Compare	$1.1k	Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	3.87 / 5
20 1 position up today	Yard Home Loan	2.29% Fixed - 3 years	2.48%	Compare	$1.2k	Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	3.48 / 5

Data last updated on 26 Nov 2020

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