Best 3-year fixed home loans

Home
Home Loans

Best 3-year fixed home loans

RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.

Ranking 1 50 position up today	Product myBlue Home Loan (Fixed Rate) (Principal and Interest)	Advertised Rate 1.99 % p.a Fixed - 3 years	Comparison Rate* 2.07 % p.a	Company Compare	Repayment $1,270 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.75 / 5	Highlighted
Ranking 2 1 position up today	Product 3 Year Fixed (Owner Occupied Principal & Interest)	Advertised Rate 1.85 % p.a Fixed - 3 years	Comparison Rate* 2.13 % p.a	Company Compare	Repayment $1,250 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.80 / 5
Ranking 3 1 position down today	Product Well Balanced	Advertised Rate 2.14 % p.a Fixed - 3 years	Comparison Rate* 2.06 % p.a	Company Compare	Repayment $1,292 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.35 / 5
Ranking 4 1 position down today	Product Basic Home Loan	Advertised Rate 2.09 % p.a Fixed - 3 years	Comparison Rate* 2.17 % p.a	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.35 / 5
Ranking 5 1 position down today	Product Freedom Fixed	Advertised Rate 2.07 % p.a Fixed - 3 years	Comparison Rate* 1.97 % p.a	Company Compare	Repayment $1,282 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.29 / 5
Ranking 6 1 position up today	Product Fixed Home Loan	Advertised Rate 2.04 % p.a Fixed - 3 years	Comparison Rate* 2.12 % p.a	Company Compare	Repayment $1,277 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.82 / 5
Ranking 7 1 position down today	Product Live-in Fixed	Advertised Rate 2.14 % p.a Fixed - 3 years	Comparison Rate* 1.96 % p.a	Company Compare	Repayment $1,292 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.20 / 5
Ranking 8 1 position down today	Product Fixed Loan	Advertised Rate 1.98 % p.a Fixed - 3 years	Comparison Rate* 2.54 % p.a	Company Compare	Repayment $1,269 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.33 / 5
Ranking 9 1 position down today	Product Mortgage Plus	Advertised Rate 1.99 % p.a Fixed - 3 years	Comparison Rate* 2.70 % p.a	Company Compare	Repayment $1,270 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.34 / 5
Ranking 10 1 position up today	Product Home Package Plus Cashback Refinance your home loan with Suncorp bank and receive a $3000 cash.	Advertised Rate 1.99 % p.a Fixed - 3 years	Comparison Rate* 2.83 % p.a	Company Compare	Repayment $1,270 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.08 / 5
Ranking 11 41 position up today	Product Great Rate special Borrow up to 110% of the property value using the guarantor feature	Advertised Rate 2.14 % p.a Fixed - 3 years	Comparison Rate* 2.19 % p.a	Company Compare	Repayment $1,292 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.16 / 5
Ranking 12 1 position down today	Product Fixed Home Loan	Advertised Rate 1.95 % p.a Fixed - 3 years	Comparison Rate* 2.50 % p.a	Company Compare	Repayment $1,264 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.93 / 5
Ranking 13 1 position down today	Product Package Cashback Receive $3,288 when you refinance min of $250k ~ Ends in 2 months	Advertised Rate 2.09 % p.a Fixed - 3 years	Comparison Rate* 2.86 % p.a	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.11 / 5
Ranking 14 1 position up today	Product Owner Occupied Home Loan	Advertised Rate 2.29 % p.a Fixed - 3 years	Comparison Rate* 2.09 % p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.97 / 5
Ranking 15 2 position down today	Product Home Owners Dream Fixed	Advertised Rate 2.19 % p.a Fixed - 3 years	Comparison Rate* 2.26 % p.a	Company Compare	Repayment $1,299 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.00 / 5
Ranking 16 1 position down today	Product AMP Bank Professional Package Home Loan Fixed (Principal and Interest) Cashback Special $3,000 cashback for a limited time available for new refinance home loan applications~ Ends in 11 days	Advertised Rate 2.14 % p.a Fixed - 3 years	Comparison Rate* 2.65 % p.a	Company Compare	Repayment $1,292 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.69 / 5
Ranking 17 1 position down today	Product Express Home Loan	Advertised Rate 2.29 % p.a Fixed - 3 years	Comparison Rate* 2.31 % p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.00 / 5
Ranking 18 1 position down today	Product FlexiDiscount Home Loan	Advertised Rate 2.19 % p.a Fixed - 3 years	Comparison Rate* 2.44 % p.a	Company Compare	Repayment $1,299 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.02 / 5
Ranking 19 1 position down today	Product Fixed Rate Home Loan	Advertised Rate 1.98 % p.a Fixed - 3 years	Comparison Rate* 2.54 % p.a	Company Compare	Repayment $1,269 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.82 / 5
Ranking 20 1 position down today	Product Fixed Rate Home Loan (with Advantage Package) Cashback Refinance and get $3000 for new Owner Occupier (Principal & Interest) and Residential Investment loans. Apply by 30th November 2021 and settle by 28th February 2022. Terms and conditions apply.*	Advertised Rate 1.98 % p.a Fixed - 3 years	Comparison Rate* 3.27 % p.a	Company Compare	Repayment $1,269 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.04 / 5

powering smart financial decisions

Best 3-year fixed home loans

Features

Important Links

Knowledge Hub

Compare & Save

Newsletter