Best 3-year fixed home loans
RateCity's top-rated principal and interest home loans with a fixed interest rate for three years. Assumes a $400,000 mortgage for an owner occupier.
Ranking 1 75 position up today | Product | Advertised Rate 2.79% Fixed - 3 years | Comparison Rate* 3.44% | Company ![]() | Repayment $1,231 monthly | Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | |
Ranking 2 17 position up today | Advertised Rate 2.29% Fixed - 3 years | Comparison Rate* 3.55% | Company ![]() | Repayment $1,153 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
Ranking 3 75 position up today | Product | Advertised Rate 3.84% Fixed - 3 years | Comparison Rate* 4.14% | Company ![]() | Repayment $1,405 monthly | Features Redraw facility Offset Account Borrow up to 85% Extra Repayments Interest Only Owner Occupied | |
Ranking 4 76 position up today | Product | Advertised Rate 3.17% Fixed - 3 years | Comparison Rate* 4.24% | Company ![]() | Repayment $1,292 monthly | Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied | |
Ranking 5 48 position up today | Advertised Rate 2.29% Fixed - 3 years | Comparison Rate* 3.79% | Company ![]() | Repayment $1,153 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
Ranking 6 64 position up today | Product | Advertised Rate 2.79% Fixed - 3 years | Comparison Rate* 4.42% | Company ![]() | Repayment $1,231 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | |
Ranking 7 74 position up today | Product | Advertised Rate 3.40% Fixed - 3 years | Comparison Rate* 4.14% | Company ![]() | Repayment $1,330 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 8 1 position up today | Product | Advertised Rate 3.24% Fixed - 3 years | Comparison Rate* 3.52% | Company ![]() | Repayment $1,304 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 9 1 position down today | Product | Advertised Rate 2.19% Fixed - 3 years | Comparison Rate* 2.89% | Company ![]() | Repayment $1,138 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | |
Ranking 10 1 position up today | Product | Advertised Rate 2.14% Fixed - 3 years | Comparison Rate* 4.03% | Company ![]() | Repayment $1,130 monthly | Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied | |
Ranking 11 1 position down today | Product | Advertised Rate 2.19% Fixed - 3 years | Comparison Rate* 2.88% | Company ![]() | Repayment $1,138 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 12 6 position up today | Product | Advertised Rate 2.34% Fixed - 3 years | Comparison Rate* 3.18% | Company ![]() | Repayment $1,161 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | |
Ranking 13 51 position up today | Product | Advertised Rate 2.05% Fixed - 3 years | Comparison Rate* 3.81% | Company ![]() | Repayment $1,116 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 14 59 position up today | Product | Advertised Rate 2.59% Fixed - 3 years | Comparison Rate* 3.86% | Company ![]() | Repayment $1,199 monthly | Features Redraw facility Offset Account Borrow up to 89.9999% Extra Repayments Interest Only Owner Occupied | |
Ranking 15 13 position up today | Product | Advertised Rate 2.29% Fixed - 3 years | Comparison Rate* 4.12% | Company ![]() | Repayment $1,153 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 16 5 position down today | Product | Advertised Rate 2.04% Fixed - 3 years | Comparison Rate* 2.80% | Company ![]() | Repayment $1,115 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 17 3 position up today | Product | Advertised Rate 2.79% Fixed - 3 years | Comparison Rate* 3.62% | Company ![]() | Repayment $1,231 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 18 1 position down today | Advertised Rate 2.40% Fixed - 3 years | Comparison Rate* 2.60% | Company ![]() | Repayment $1,170 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
Ranking 19 11 position down today | Advertised Rate 2.09% Fixed - 3 years | Comparison Rate* 3.37% | Company ![]() | Repayment $1,122 monthly | Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied | ||
Ranking 20 2 position down today | Product | Advertised Rate 2.85% Fixed - 3 years | Comparison Rate* 2.72% | Company ![]() | Repayment $1,241 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied |
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