Best 4-year fixed rate principal and interest home loan
RateCity's top-rated principal and interest home loans with a fixed interest rate for four years. Assumes a $400,000 mortgage for an owner occupier.
Ranking 1 1 position up today | Advertised Rate 1.89% Fixed - 4 years | Comparison Rate* 3.16% | Company ![]() | Repayment $1,092 monthly | Features Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied | ||
Ranking 2 1 position down today | Advertised Rate 1.89% Fixed - 4 years | Comparison Rate* 3.16% | Company ![]() | Repayment $1,092 monthly | Features Redraw facility Offset Account Borrow up to 59.9999% Extra Repayments Interest Only Owner Occupied | ||
Ranking 3 3 position up today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 3.26% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied | ||
Ranking 4 4 position down today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 3.29% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
Ranking 5 2 position down today | Product | Advertised Rate 2.09% Fixed - 4 years | Comparison Rate* 2.82% | Company ![]() | Repayment $1,122 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | |
Ranking 6 1 position up today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 3.33% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
Ranking 7 1 position up today | Product | Advertised Rate 2.27% Fixed - 4 years | Comparison Rate* 2.06% | Company ![]() | Repayment $1,150 monthly | Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied | |
Ranking 8 1 position up today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 3.45% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
Ranking 9 1 position up today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 2.69% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied | ||
Ranking 10 1 position up today | Product | Advertised Rate 1.97% Fixed - 4 years | Comparison Rate* 3.26% | Company ![]() | Repayment $1,104 monthly | Features Redraw facility Offset Account Borrow up to 89.9999% Extra Repayments Interest Only Owner Occupied | |
Ranking 11 1 position up today | Product | Advertised Rate 2.09% Fixed - 4 years | Comparison Rate* 2.80% | Company ![]() | Repayment $1,122 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 12 1 position up today | Advertised Rate 2.29% Fixed - 4 years | Comparison Rate* 2.76% | Company ![]() | Repayment $1,153 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
Ranking 13 1 position up today | Product | Advertised Rate 1.95% Fixed - 4 years | Comparison Rate* 3.61% | Company ![]() | Repayment $1,101 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | |
Ranking 14 1 position up today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 3.66% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
Ranking 15 1 position up today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 2.91% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
Ranking 16 1 position up today | Advertised Rate 1.99% Fixed - 4 years | Comparison Rate* 2.85% | Company ![]() | Repayment $1,107 monthly | Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied | ||
Ranking 17 1 position up today | Advertised Rate 2.09% Fixed - 4 years | Comparison Rate* 3.16% | Company ![]() | Repayment $1,122 monthly | Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied | ||
Ranking 18 1 position up today | Advertised Rate 1.98% Fixed - 4 years | Comparison Rate* 3.69% | Company ![]() | Repayment $1,106 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied | ||
Ranking 19 13 position down today | Advertised Rate 2.29% Fixed - 4 years | Comparison Rate* 3.62% | Company ![]() | Repayment $1,153 monthly | Features Redraw facility Offset Account Borrow up to 94.9999% Extra Repayments Interest Only Owner Occupied | ||
Ranking 20 4 position down today | Product | Advertised Rate 1.95% Fixed - 4 years | Comparison Rate* 3.61% | Company ![]() | Repayment $1,101 monthly | Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied |
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