Best 4-year fixed home loans

RateCity's top-rated principal and interest home loans with a fixed interest rate for four years. Assumes a $400,000 mortgage for an owner occupier.

Ranking
Since null day
Advertised Rate

1.99%

p.a Intro 12 months

Comparison Rate*

2.47%

p.a

Company
loans.com.au
Repayment

$1,343

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.56

/ 5
Ranking
Since null day
Advertised Rate

2.48%

p.a Variable

Comparison Rate*

2.50%

p.a

Company
loans.com.au
Repayment

$1,343

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.31

/ 5
Ranking
Since null day
Advertised Rate

2.09%

p.a Fixed - 3 years

Comparison Rate*

2.43%

p.a

Company
Macquarie Bank
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.12

/ 5
Ranking
Since null day
Advertised Rate

2.09%

p.a Variable

Comparison Rate*

2.12%

p.a

Company
Yard
Repayment

$1,285

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.07

/ 5
Ranking
Since null day
Advertised Rate

2.45%

p.a Variable

Comparison Rate*

2.48%

p.a

Company
Yard
Repayment

$1,338

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.33

/ 5