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Best 5-year fixed home loans

RateCity's top-rated principal and interest home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage for an owner occupier.

Ranking
1
3 position up today
Advertised Rate

2.40

% p.a

Fixed - 5 years

Comparison Rate*

2.88

% p.a

Company
Repayment

$1,331

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.17

/ 5
Ranking
2
2 position up today
Advertised Rate

2.27

% p.a

Fixed - 5 years

Comparison Rate*

2.05

% p.a

Company
Repayment

$1,311

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.91

/ 5
Ranking
3
1 position up today
Advertised Rate

2.49

% p.a

Fixed - 5 years

Comparison Rate*

3.33

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.65

/ 5
Ranking
4
1 position up today
Advertised Rate

2.49

% p.a

Fixed - 5 years

Comparison Rate*

3.03

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.43

/ 5
Ranking
5
1 position up today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

3.52

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.48

/ 5
Ranking
6
1 position up today
Advertised Rate

2.49

% p.a

Fixed - 5 years

Comparison Rate*

2.87

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.46

/ 5
Ranking
7
1 position up today
Advertised Rate

2.50

% p.a

Fixed - 5 years

Comparison Rate*

2.66

% p.a

Company
Repayment

$1,346

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.31

/ 5
Ranking
8
1 position up today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

3.43

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.46

/ 5
Ranking
9
1 position down today
Advertised Rate

2.49

% p.a

Fixed - 5 years

Comparison Rate*

2.71

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.34

/ 5
Ranking
10
14 position up today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

3.57

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.44

/ 5
Ranking
11
1 position up today
Advertised Rate

2.70

% p.a

Fixed - 5 years

Comparison Rate*

3.03

% p.a

Company
Repayment

$1,376

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.44

/ 5
Ranking
12
1 position down today
Advertised Rate

2.64

% p.a

Fixed - 5 years

Comparison Rate*

2.30

% p.a

Company
Repayment

$1,367

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.52

/ 5
Ranking
13
1 position up today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

3.28

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.37

/ 5
Ranking
14
1 position down today
Advertised Rate

2.49

% p.a

Fixed - 5 years

Comparison Rate*

2.72

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.23

/ 5
Ranking
15
1 position up today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

3.04

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.38

/ 5
Ranking
16
1 position down today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

3.16

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.38

/ 5
Ranking
17
1 position up today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

3.75

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.33

/ 5
Ranking
18
1 position up today
Product
Advertised Rate

2.64

% p.a

Fixed - 5 years

Comparison Rate*

2.70

% p.a

Company
Repayment

$1,367

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.37

/ 5
Ranking
19
1 position up today
Advertised Rate

2.49

% p.a

Fixed - 5 years

Comparison Rate*

3.59

% p.a

Company
Repayment

$1,344

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.99%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.11

/ 5
Ranking
20
2 position up today
Advertised Rate

2.59

% p.a

Fixed - 5 years

Comparison Rate*

2.98

% p.a

Company
Repayment

$1,359

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.29

/ 5