Best 5-year fixed home loans

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Best 5-year fixed home loans

RateCity's top-rated principal and interest home loans with a fixed interest rate for five years. Assumes a $400,000 mortgage for an owner occupier.

Data last updated on 17 Sep 2021

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Ranking 1 3 position up today	Product Premium Home Loan Package	Advertised Rate 2.40 % p.a Fixed - 5 years	Comparison Rate* 2.88 % p.a	Company Compare	Repayment $1,331 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.17 / 5
Ranking 2 2 position up today	Product Freedom Fixed	Advertised Rate 2.27 % p.a Fixed - 5 years	Comparison Rate* 2.05 % p.a	Company Compare	Repayment $1,311 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.91 / 5
Ranking 3 1 position up today	Product Fixed Rate Home Loan	Advertised Rate 2.49 % p.a Fixed - 5 years	Comparison Rate* 3.33 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 94.99% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.65 / 5
Ranking 4 1 position up today	Product Home Package Plus Cashback Refinance your home loan with Suncorp bank and receive a $3000 cash.	Advertised Rate 2.49 % p.a Fixed - 5 years	Comparison Rate* 3.03 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.43 / 5
Ranking 5 1 position up today	Product Fixed Rate Loan Cashback $3000 refinance cashback~ Ends in 13 days	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.52 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.48 / 5
Ranking 6 1 position up today	Product Fixed Rate Home Loan	Advertised Rate 2.49 % p.a Fixed - 5 years	Comparison Rate* 2.87 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.46 / 5
Ranking 7 1 position up today	Product Fixed Home Loan Cashback Get $2000 cashback on settlement for eligible applications of $250,000 or more~ Ends in 13 days	Advertised Rate 2.50 % p.a Fixed - 5 years	Comparison Rate* 2.66 % p.a	Company Compare	Repayment $1,346 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.31 / 5
Ranking 8 1 position up today	Product Home Loan Package Cashback Enjoy a $2,500 cashback when you take out a home loan with us.	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.43 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.46 / 5
Ranking 9 1 position down today	Product Fixed Rate Home Loan - Owner Occupied (QLD only)	Advertised Rate 2.49 % p.a Fixed - 5 years	Comparison Rate* 2.71 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.34 / 5
Ranking 10 14 position up today	Product Premium Plus Package Fixed Rate Cashback Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.~ Ends in 3 months	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.57 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.44 / 5
Ranking 11 1 position up today	Product Fixed Rate Loan Cashback Receive $3,288 when you refinance min of $250k	Advertised Rate 2.70 % p.a Fixed - 5 years	Comparison Rate* 3.03 % p.a	Company Compare	Repayment $1,376 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.44 / 5
Ranking 12 1 position down today	Product myBlue Home Loan (Fixed Rate) (Principal and Interest)	Advertised Rate 2.64 % p.a Fixed - 5 years	Comparison Rate* 2.30 % p.a	Company Compare	Repayment $1,367 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.52 / 5
Ranking 13 1 position up today	Product Complete Fixed Home Loan Package Cashback $2000 Refinance Cashback~ Ends in 13 days	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.28 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.37 / 5
Ranking 14 1 position down today	Product Reward Me Fixed Rate Home Loan	Advertised Rate 2.49 % p.a Fixed - 5 years	Comparison Rate* 2.72 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.23 / 5
Ranking 15 1 position up today	Product Your Way Plus Fixed Home Loan	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.04 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.38 / 5
Ranking 16 1 position down today	Product Your Way Plus Fixed Home Loan	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.16 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 90% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.38 / 5
Ranking 17 1 position up today	Product Fixed Rate Cashback A $2,000 contribution on your home loan deposit for eligible first home buyers.~ Ends in 4 months	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 3.75 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.33 / 5
Ranking 18 1 position up today	Product Fixed Loan	Advertised Rate 2.64 % p.a Fixed - 5 years	Comparison Rate* 2.70 % p.a	Company Compare	Repayment $1,367 monthly	Features Redraw facility Offset Account Borrow up to 95% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.37 / 5
Ranking 19 1 position up today	Product Premium Home Package	Advertised Rate 2.49 % p.a Fixed - 5 years	Comparison Rate* 3.59 % p.a	Company Compare	Repayment $1,344 monthly	Features Redraw facility Offset Account Borrow up to 94.99% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.11 / 5
Ranking 20 2 position up today	Product Your Way Plus Fixed Home Loan	Advertised Rate 2.59 % p.a Fixed - 5 years	Comparison Rate* 2.98 % p.a	Company Compare	Repayment $1,359 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.29 / 5

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