Best home loans from new lenders

RateCity's top-rated home loans from lenders recently added to RateCity. Assumes a $400,000 mortgage for an owner occupier with a variable interest rate

Ranking
1
1 position up today
Advertised Rate

2.19%

Variable

Comparison Rate*

2.20%

Company
86 400
Repayment

$1,138

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

4.01

/ 5
Ranking
2
1 position down today
Advertised Rate

2.19%

Variable

Comparison Rate*

2.19%

Company
Athena Home Loans
Repayment

$1,138

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.87

/ 5
Ranking
3
1 position down today
Advertised Rate

2.79%

Variable

Comparison Rate*

2.84%

Company
Bank of Heritage Isle
Repayment

$698

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.26

/ 5
Ranking
4
1 position up today
Advertised Rate

2.42%

Variable

Comparison Rate*

3.22%

Company
Laboratories Credit Union
Repayment

$1,173

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.30

/ 5
Ranking
5
3 position up today
Advertised Rate

2.54%

Variable

Comparison Rate*

2.74%

Company
AWA Alliance Bank
Repayment

$1,192

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

3.21

/ 5
Ranking
6
2 position down today
Advertised Rate

3.09%

Variable

Comparison Rate*

3.08%

Company
Goldfields Money
Repayment

$773

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.82

/ 5
Ranking
7
1 position up today
Advertised Rate

3.17%

Variable

Comparison Rate*

3.11%

Company
Firefighters Mutual Bank
Repayment

$793

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.10

/ 5
Ranking
8
1 position down today
Advertised Rate

3.17%

Variable

Comparison Rate*

3.11%

Company
Health Professionals Bank
Repayment

$793

monthly

Features
Redraw facility
Offset Account
Borrow up to 60%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.10

/ 5
Ranking
9
9 position down today
Advertised Rate

2.69%

Variable

Comparison Rate*

2.74%

Company
Police Credit Union
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.79

/ 5
Ranking
10
10 position down today
Product
Advertised Rate

2.69%

Variable

Comparison Rate*

2.75%

Company
Unity Bank
Repayment

$1,215

monthly

Features
Redraw facility
Offset Account
Borrow up to 70%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.50

/ 5
Ranking
11
11 position down today
Advertised Rate

2.68%

Variable

Comparison Rate*

3.13%

Company
Bank of China
Repayment

$1,214

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.47

/ 5
Ranking
12
12 position down today
Advertised Rate

2.89%

Variable

Comparison Rate*

2.93%

Company
emoney
Repayment

$1,247

monthly

Features
Redraw facility
Offset Account
Borrow up to 90%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

2.06

/ 5
Ranking
13
13 position down today
Advertised Rate

2.89%

Variable

Comparison Rate*

2.94%

Company
Orange Credit Union
Repayment

$1,247

monthly

Features
Redraw facility
Offset Account
Borrow up to 94.9999%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.87

/ 5
Ranking
14
14 position down today
Advertised Rate

3.04%

Variable

Comparison Rate*

3.04%

Company
Nova Alliance Bank
Repayment

$1,271

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.90

/ 5
Ranking
15
15 position down today
Advertised Rate

3.98%

Variable

Comparison Rate*

4.03%

Company
Central West Credit Union
Repayment

$1,429

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.97

/ 5
Ranking
16
16 position down today
Advertised Rate

3.36%

Variable

Comparison Rate*

3.55%

Company
AlphaBeta Money
Repayment

$1,324

monthly

Features
Redraw facility
Offset Account
Borrow up to 55%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.84

/ 5
Ranking
17
1 position up today
Advertised Rate

4.40%

Variable

Comparison Rate*

4.46%

Company
GMCU
Repayment

$1,502

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.82

/ 5
Ranking
18
1 position down today
Advertised Rate

3.99%

Variable

Comparison Rate*

3.99%

Company
Pulse Credit Union
Repayment

$1,431

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.82

/ 5
Ranking
19
2 position down today
Advertised Rate

4.46%

Variable

Comparison Rate*

4.63%

Company
BDCU Alliance Bank
Repayment

$1,513

monthly

Features
Redraw facility
Offset Account
Borrow up to 80%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.82

/ 5
Ranking
20
20 position down today
Advertised Rate

4.39%

Variable

Comparison Rate*

4.46%

Company
HomeStart Finance
Repayment

$1,501

monthly

Features
Redraw facility
Offset Account
Borrow up to 95%
Extra Repayments
Interest Only
Owner Occupied
Real Time Rating™

1.80

/ 5