Best variable home loans

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Best variable home loans

RateCity's top-rated home loans with a variable interest rate. Assumes a $400,000 mortgage with a maximum LVR of 80%.

Ranking Since null day	Product Smart Booster Home Loan Discounted Variable - 1yr special 1.99% variable rate for 12 months then 2.48% variable rate	Advertised Rate 1.99% p.a Intro 12 months	Comparison Rate* 2.47% p.a	Company Compare	Repayment $1,343 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.56 / 5
Ranking Since null day	Product Basic Home Loan	Advertised Rate 2.09% p.a Fixed - 3 years	Comparison Rate* 2.43% p.a	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 70% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.12 / 5
Ranking Since null day	Product Yard Investor Loan	Advertised Rate 2.45% p.a Variable	Comparison Rate* 2.48% p.a	Company Compare	Repayment $1,338 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.33 / 5
Ranking Since null day	Product Low Rider Cashback Cashback Receive up to $4,000 cash bonus on purchases and refinances.~ Ends in 13 days	Advertised Rate 2.09% p.a Variable	Comparison Rate* 2.18% p.a	Company Compare	Repayment $1,285 monthly	Features Redraw facility Offset Account Borrow up to 60% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 4.43 / 5
Ranking Since null day	Product Investor Rate Cutter	Advertised Rate 2.29% p.a Variable	Comparison Rate* 2.38% p.a	Company Compare	Repayment $1,314 monthly	Features Redraw facility Offset Account Borrow up to 80% Extra Repayments Interest Only Owner Occupied	Real Time Rating™ 3.75 / 5

Data last updated on 16 Apr 2021

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