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Mark Bristow
Home & Personal Finances Editor
14 Mar, 2025
Fixed vs variable rates: which is better, and can you have both?

Mark Bristow
Home & Personal Finances Editor
13 Mar, 2025
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Vidhu Bajaj
Personal Finance Writer
28 Feb, 2025
What is a non-conforming home loan?
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Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.74%
Comparison rate* p.a.
5.65%
Australian Credit Licence 234945
Fees & charges apply

Variable Home Loan
Real Time Rating™
- Owner Occupied
- Variable
- 10% min deposit
- P&I
Interest rate p.a.
5.79%
Comparison rate* p.a.
5.83%
Australian Credit Licence 395219
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Basic Home Loan
Real Time Rating™
- Owner Occupied
- Variable
- 20% min deposit
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Interest rate p.a.
6.14%
Comparison rate* p.a.
6.15%
Australian Credit Licence 233714
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Variable Rate Home Loan LVR < 80%
Real Time Rating™
- Special
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- 20% min deposit
Interest rate p.a.
6.04%
Comparison rate* p.a.
5.95%
Australian Credit Licence 234945
Fees & charges apply
Product data updated on 9 May 2025