ASIC launches guidance for lenders on mortgage exit fees. Lenders can recoup costs by charging higher fees. Watch out for lower fees upfront as they could bite you if you switch.
ASIC cracks down on high exit fees, but will this mean higher mortgage costs?
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Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.