Exit fees down since Nov10. Many lenders (not just big 4 banks) have got rid of them. RateCity urges borrowers to take advantage of lower early exit fees, but keep an eye on other charges.
Banning mortgage exit fees a good start, but more needed for competition
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Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.