Consumers hit record credit card debts.
Free services can help consumers get back on track. RateCity shows what consumers can do to improve their credit files
Get your finances into gear

Did you find this helpful? Why not share this article?
Money Health Newsletter
Subscribe for news, tips and expert opinions to help you make smarter financial decisions
By signing up, you agree to the ratecity.com.au Privacy & Cookies Policy and Terms of Use, Disclaimer & Privacy Policy
Learn more about nonspecific
Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.